Is citibank credit cards best for someone who might want to continue to college, have possibly no credit score but want to build one?

3 Answers

  • 2 months ago

    Talk to a bank or credit union (<preferred) about a secured credit card [pledging $1,000 is very good] then use it wisely and your credit will build.

  • Anonymous
    2 months ago

    Not at all. You would not be approved. Discover secured would be best.

  • DON W
    Lv 7
    2 months ago

    The question is whether they will approve you for one.  Whether or not you go to college doesn't really matter.  Whether you have a credit score will matter a lot, since Citibank won't know whether you reliably pay your debts.  The most important things are whether you are at least 18 years of age, and whether you have a steady job with a decent income.  Without being at least 18 and having a steady job, your application won't even be considered.  Also, if you're still in high school, you are highly unlikely to be approved unless a parent or adult guardian with a good credit score applies along with you.

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