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if a check bounces, where do banks go to get their money back?

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  • Judy
    Lv 7
    2 months ago

    The ebank doesn't pay any money out in the first place if it bounces.

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  • Anonymous
    2 months ago

    From the account of the person who deposited the check.

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  • 2 months ago

    They don't have to go anywhere.  The account holder is responsible for the check he deposited and if he is stupid enough to spend bogus money, then he can expect criminal charges to be laid against him and he will be required to put enough funds into his account to cover any loss, plus an NSF fee, plus any other costs incurred, interest too if he doesn't deposit real money.

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  • 2 months ago

    They will take the money out of the account of the person who deposited it, plus a fee.  

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  • 2 months ago

    Nowhere. If I sent you a check and it bounces, you won’t get your money. The bank doesn’t lose any money. 

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  • Anonymous
    2 months ago

    The banks go after the person who deposited the check.  (It's in the contract you signed when you opened the account.)  That person can then go after the person who gave them the check.

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  • R K
    Lv 7
    2 months ago

    to the one who wrote the check.

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