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Anonymous
Anonymous asked in Business & FinanceCredit · 2 months ago

how do I legally avoid paying debt collectors?

If I write deceased on the envelope they send me in the mail and freeze my credit reports. Will they assume I am dead and stop attempting to collect

Update:

there is no debtors prison anymore so the only risk of going to jail is if they sue me and win the lawsuit. I will request to bre tried by jur. If I were a juror I would find the debtor not guilty; jury nullification 

20 Answers

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  • Kate
    Lv 7
    2 months ago

    Cheat. Criminal intent. Pay your debts.

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  • 2 months ago

    No, they will not, and that is criminal fraud.

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  • Sally
    Lv 5
    2 months ago

    just claim bankruptcy silly.

    Source(s): Donald Trump
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  • 2 months ago

    There is only one way to legally avoid the debt you've incurred--and that is to declare bankruptcy. 

    You made the debt, you OWE the debt. Nothing half-way about that--and that ought to be crystal clear to you by now. 

    Writing "Deceased" on an envelope will not stop anyone. They won't assume you're dead. In order to prove that you died, a death certificate would have to be sent to the creditor, and even then they will have a right to collect from your estate. 

    They're going to try to collect no matter what--until you legally stop them from collecting by filing for bankruptcy. 

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  • n2mama
    Lv 7
    2 months ago

    You think pretending to be dead would be a legal way to avoid paying debt?

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  • Anonymous
    2 months ago

    Sure, just include a copy of your Death Certificate with the returned letter.

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  • 2 months ago

    They can call you and harass you for up to 7 years.

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  • Judy
    Lv 7
    2 months ago

    I suppose you think you're the only one who ever thought of this sleazy idea. Debt collectore are onto it.

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  • Anonymous
    2 months ago

    It doesn't work that way,Sparky.

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  • 2 months ago

    No. They will assume you lied and continue trying to collect.

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