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Why is financial responsibility Auto Insurance called SR-22 in the state of Illinois?

7 Answers

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  • 1 month ago

    It is called SR-22 everywhere in the US. I suspect it is the form number.

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  • car253
    Lv 7
    2 months ago

    SR-22's are just a form filed by the insurance company to the DMV.   It can be required for a number of reasons including DUI or driving with a suspended drivers license or having an accident without auto insurance and a few other reasons. 

    SR-22 is a requirement to the DMV that you have auto insurance.  If your auto insurance gets cancelled the DMV gets notified and the SR-22 gets cancelled.  

    So, to keep your drivers license you have to keep the auto insurance going. 

    Source(s): Insurance Agent
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  • May
    Lv 6
    2 months ago

    It isn't "called SR-22".

      SR-22 is merely a form that is required to show (prove) that you have the proper insurance.

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  • 2 months ago

    It's called that in a lot of states.  And it's not the insurance policy, it's the official name of the form that must be completed and filed with the authorities.

    SR-22 is just the official name of the filing document.  It goes by other names in other jurisdictions (called an FRC in Ontario), and it's an additional level of confirmation that you carry valid auto insurance on whatever vehicle you own or operate.

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  • 2 months ago

    That's the number of the form you need to fill out.

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  • Anonymous
    2 months ago

    SR-22 is insurance policies for very high risk people with bad driving records.

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  • Scott
    Lv 7
    2 months ago

    It's called SR-22 in other states, too.

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    • rivers2 months agoReport

      I did a bit of research and it was said to possibly be Safety Responsibility Insurance.  It is required by some states in case of previous accident or accidents without having insurance.

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