Why is financial responsibility Auto Insurance called SR-22 in the state of Illinois?
- 1 month ago
It is called SR-22 everywhere in the US. I suspect it is the form number.
- car253Lv 72 months ago
SR-22's are just a form filed by the insurance company to the DMV. It can be required for a number of reasons including DUI or driving with a suspended drivers license or having an accident without auto insurance and a few other reasons.
SR-22 is a requirement to the DMV that you have auto insurance. If your auto insurance gets cancelled the DMV gets notified and the SR-22 gets cancelled.
So, to keep your drivers license you have to keep the auto insurance going.Source(s): Insurance Agent
- MayLv 62 months ago
It isn't "called SR-22".
SR-22 is merely a form that is required to show (prove) that you have the proper insurance.
- Obi Wan KnievelLv 72 months ago
It's called that in a lot of states. And it's not the insurance policy, it's the official name of the form that must be completed and filed with the authorities.
SR-22 is just the official name of the filing document. It goes by other names in other jurisdictions (called an FRC in Ontario), and it's an additional level of confirmation that you carry valid auto insurance on whatever vehicle you own or operate.
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- thebax2006Lv 72 months ago
That's the number of the form you need to fill out.
- Anonymous2 months ago
SR-22 is insurance policies for very high risk people with bad driving records.
- ScottLv 72 months ago
It's called SR-22 in other states, too.