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someone backed into my car, who pays?

14 Answers

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  • 4 weeks ago

    Who backed into your car?  You didn't say.  And where do you live?  You didn't say that either.  Who pays for your damage depends on those two things.

    If you have no idea who hit your car, either you or your insurance company will pay.  And the insurance company will only pay if you purchased Collision coverage, because that's what covers hit & run damage.

    If you know who hit your car, now it depends on where you live.  If you live in a tort jurisdiction, which most are, you claim against the owner of the car that backed into yours.  

    If you live in a no-fault jurisdiction, you claim under your own policy.  No fault doesn't mean nobody is at fault, it means everyone claims under their own policy no matter who was at fault.  They should really stop calling it no-fault and change the name to the it-doesn't-matter system.

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  • 1 month ago

    I hope you have insurance otherwise you have to pay

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  • May
    Lv 5
    1 month ago

    If your car was unoccupied or was at a complete stop and not moving and someone backed into the car then they would be liable.   If you don't know who backed in to your car then you would use your own collision insurance.

    Tip:  *ALWAYS* seek advice from your own insurance company...................ALWAYS !

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  • Anonymous
    1 month ago

    more details ARE REQUIRED.

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  • g
    Lv 7
    1 month ago

    Do you know who this "someone" might be?  If so, they are certainly responsible.

    If you don't know who this "someone" is then only your collision coverage can handle the repair.  That, or out of your own pocket.  

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  • JetDoc
    Lv 7
    1 month ago

    If you don't know who the "someone" was, then YOU do!

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  • Bort
    Lv 6
    1 month ago

    The person at fault.

    • Nuff Sed
      Lv 7
      4 weeks agoReport

      Optimally, yes. In reality, not always.

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  • 1 month ago

    You do, either now or later as increased insurance premium.

    If you want a better answer ask a better (more detailed) question.

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  • 1 month ago

    Backed into your parked car? Backed into your moving car ?

    Do you know who did it? Are they insured? Are YOU insured? 

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  • 1 month ago

    If you car wasn't moving at the time of impact, then it's the other driver who is 100% at fault.

    • Nuff Sed
      Lv 7
      4 weeks agoReport

      Sure, but even being "100% at fault" doesn't mean you know who they are, let alone who will pay.

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