I am an authorized user on my family members credit card which unfortunately they've neglected to pay what they owe and my credit has dropped. I will be contacting the three credit bureaus for a dispute but I just want to ask if disputing will damage their credit.
- RichardLv 78 months agoFavourite answer
GET YOUR NAME OFF THEIR ACCOUNT IMMEDIATELY because this will destroy your credit score and eligibility to get loans.
Set up your own PERSONAL account and do not allow anyone else to use your account.
- JudyLv 78 months ago
No, but what do you think you can dispute? Get your name off the card so if they don't pay in the future, it doesn't affect you. What's already done is done.
- 8 months ago
Who cares. They clearly don't.
- Anonymous8 months ago
Their credit is already damaged, just like yours. Get your name off of the card and rebuild your credit.