If my car is insured and I let someone drive it and they have an accident am I covered?

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  • May
    Lv 6
    10 months ago
    Favourite answer

    As long as they do not live in your household and they only drive your vehicle occasionally........Yes.   

    Cars are insured, not people

  • 7 months ago

    The car is covered,not the driver 

  • 10 months ago

    Some insurance plans specify that stuff.   I am the only one covered in my liability plan.

  • Anonymous
    10 months ago

    Probably, depending on the particulars involved.  Your vehicle insurance will cover it if the other vehicle's insurance doesn't.  Your rate may go up.

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  • 10 months ago

    Yes. But not fully. They usually cover property damage then some liability like emergency medical but little else unless you pay for it.

  • 10 months ago

    Nope your screwed

  • Anonymous
    10 months ago

    NO!

    Unless you have a multiple driver policy which cost a fortune or they are named on your policy . Then they are not covered.

    Don't ask here ask your insurance company.

  • 10 months ago

    Most, but not all, policies will insure people who drive your car, provided you permitted them to drive.

    Read your policy.

  • 10 months ago

    Yes, you are. The driver is also covered as a permissive user.

  • 10 months ago

    I think it depends on the state, and whether THE CAR is insured, or THE DRIVER. If that person shares your dwelling - you're screwed..

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