Pallavi asked in Business & FinanceCredit · 2 months ago

Does a bounced cheque affect your credit score, even if no loan payment is involved? ?

4 Answers

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  • Anonymous
    2 months ago

    No. Not unless you stiff the bank, then you get reported to chexsystems which means no bank or cu will touch you for 7 years.

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  • Tavy
    Lv 7
    2 months ago

    No, the banks do not inform the credit agencies.

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  • 2 months ago

    It depends.

    If you were using the cheque to pay your credit card or for a purchase, then yes.

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  • Anonymous
    2 months ago

    A bounced check is not credit so no.

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