Anonymous
Anonymous asked in Business & FinanceInvesting · 10 months ago

Best safe(er) option for investing $100,000 for 12 months? ?

I’ve been looking into CD’s but I feel like the return is kinda low at 2 percent 

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  • 10 months ago
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    Actually 2% is high for a safe option for 12 months; some are closer to 0%.

    2% is about as high as it gets for safe options for 12 months. Anything much higher would not be a safe option for 12 months.

  • 10 months ago

    Risk equals reward.  Low risk investments in this rate environment are yielding that.  At least inflation (in the US) is low. 

  • Anonymous
    10 months ago

    You won't find much better than a 2.5% return for 12-13 months with no risk.

    If you accept risk, you can strive for more. Can you risk losing money?

  • 10 months ago

    It's definitely low, especially with $100,000 to invest. Have you consulted a financial advisor?

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  • 10 months ago

    You can probably get a little better return for a little more risk by buying an investment grade bond, but for the most safety you probably should stick with a CD.

  • 10 months ago

    If you need the principle to be safe, 2% is about the best that you are going to do.

  • Kyle
    Lv 7
    10 months ago

    get a Roth IRA.  there you can pick safe accounts that you can use towards retirement.  i have mine through Charles Schwab.  they're similar to a 401k.  go see a financial adviser.  most give free consultations.  

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