Paying off credit card debt?
Appreciate any proper advice if from experiences had , methods to take:
Currently made some bad decisons over the past 3 years, online gambling , over spending going out etc
Currently owe 15,000 on the credit card.
Per fortnight , currently make 1760 , however 520 goes straight into rent , leaving me with 1200 per fornight
Single , no kids etc, only main bills are gym , phone , elec , internet, interest.
Any advice on how to approach this would be appreciated, currently options were to do a 2nd job but 47% tax on it , had me thinking i mat aswell change my main job for hope of a higher paying role , however love the company i work for but not sure if they can provide an extra increase .
Currently have good parents if i was to worst case ask them to clear it , but i would never want my future kids to be given a free pass out of what i did , no longer gamble , ceased going out.
- No MercyLv 78 months ago
u should ask your parents to pay if in full and then u will be repaying them their money back in installment plan. the difference would be your paying back would be without interest.