Unfortunately, there probably isn't much you can do. Most schools have an enrollment agreement that spells out their payment and refund policies. If you signed that agreement, then you are bound by its terms. Generally speaking, if you decide not to attend before you start classes, you owe them nothing except, perhaps, an application fee. But once you step into a classroom, you're committed for at least part of the cost for that term. If you leave quickly, say within a few days, most schools will only charge you a portion of the cost for the term, with the percentage getting larger the longer you stay. But if you stay for more than a week or two, then usually you will be on the hook for the entire term. This makes sense, because schools are businesses and a place in a class is what they sell. If you agree to buy that space, they are entitled to be paid for it, whether or not you use it or value what you receive. It's unfortunate that you became ill, but that's not the school's fault. They held up their end of the bargain, and now they expect you to hold up yours. Think of it this way: Say you go into a store, buy a coat and wear it every day for 3 months. Then you accidentally get a big rip in it, and you no longer like the way it fits, so you decide not to wear it anymore. Would you expect the store to refund your money? Probably not. And even if you did, most stores would not be expected to issue a refund for a product that was used for 3 months and damaged through no fault of theirs. Your best option is probably to meet with the school, explain that you are ill and unable to work, and ask for a payment arrangement. If you're able to attend school, you might want to consider continuing your program. Yes, you'll have to pay more, but at least you will leave with a credential that you can use, rather than having a $6000 debt and having nothing to show for it. If you're not able to pay at all, you could consider declaring bankuptcy, but that's never a good idea if you can avoid it.