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Anonymous
Anonymous asked in Business & FinanceInsurance · 9 months ago

can a new baby be put on its grandparent’s family health insurance plan?

in a scenario where there is a mom who has a 17 y/o son and soon-to-be father, can his baby be placed on its grandparent’s health insurance plan? or will the dad need to get on his own insurance plan?

7 Answers

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  • 8 months ago

    No, you cannot add a new baby to grandparents' health insurance policy only the parents can add their children. For more options, you may take the bit of advice from any reliable insurance agent for other options.

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  • 9 months ago

    Not until the grandparents adopt it or are granted legal guardianship over it.

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  • Kini
    Lv 7
    9 months ago

    No, under the ACA, a baby can be covered only by its parents plan, not by grandparents' insurance. The parents have to buy their own insurance.

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  • 9 months ago

    Lots of options here:

    1. Mom might be able to get the kid on a state program, might depend on household income though...

    2. Mom or dad can buy a "member plus child" plan.

    3. Mom and dad could give up all rights to the child and have the court grant guardianship to the grandmother.

    Those are the options...

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  • Eva
    Lv 5
    9 months ago

    The child cannot be put on the grandparent's plan unless they have legal custody. In this scenario the child would be more likely to be placed on the mother's insurance, probably Medicaid or Child Health Plus. The father may be required to place the child on his insurance when he is eligible for insurance through his employer.

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  • Judy
    Lv 7
    9 months ago

    The dad can stay on his mom's insurance, but not the baby/grandchile. Look into CHIP coverrage for the baby

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  • 9 months ago

    I believe the grandparents would have to be a guardian in order to do that

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