I m a 39 year old male, never had an accident, do why am I being quoted $300/ month for basic liability insurance on a 2002 Nissan quest?

I haven t owned a car for a while, driving 18 wheelers I didn t need one. My credit score took a plunge due to a business failure. And I recently moved to the Las Vegas area. The last time I had basic liability insurance on a older car it was about $38/mo. Now I m being quoted $300!? What exactly is effecting this... show more I haven t owned a car for a while, driving 18 wheelers I didn t need one. My credit score took a plunge due to a business failure. And I recently moved to the Las Vegas area. The last time I had basic liability insurance on a older car it was about $38/mo. Now I m being quoted $300!? What exactly is effecting this most?
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