I wouldn't stress too much about it. You're NOT financing a car. Lenders will not even consider a deal in which your income is less than $1700-$2000 per month, nor will they consider a car that costs more than you make in a year. Even if they would (they won't), the reality is that even with $10,000 down, you would barely be able to afford the payment and full coverage insurance. Then there's gas, maintenance, upkeep, etc. In addition, the fact that you live with your parents is NOT a good thing. A lender will simply assume that you'll move out over the next 4-6 years, and they will figure an average amount for rent when they look at your loan application.
Rest assured, you're NOT getting this car.
20 years retail auto sales experience.