First and foremost. you either Leave a note on the windshield(with your name and phone number) or contact that teacher directly...to let them know IT WAS YOU & you will be taking care of it. So you are not charged with "Hit & Run" which is a crime.
You need to exchange driver info so that the correct vehicle gets fixed. (all this info is in the Driver's Training Manual)
You have insurance for the car you were driving right? Then you talk to YOUR INSURANCE COMPANY.. This is what insurance is for...to protect the OTHER PEOPLE & THEIR PROPERTY.. The teacher's vehicle was not at fault. You were as you were moving. You hit it.
The teacher does not need to have insurance on his vehicle because he was not moving.
I have seen cars hit houses or go through store doors. It is the Driver's fault. So driver's car insurance pays for the damage the car did. "That is how it works"
They need to know the make of the truck, its VIN number and license plate number to be sure the truck that gets repaired is the same Black Ford you hit (as the Factory only made 10,000 of them.)
You hit 1 of them.
It is not a biggy.
Dad's car insurance may go up a few dollars and you owe Dad that extra money for 5 years while you are under his plan. Maybe a $100.00 more per year. You owe him that much at least.
If you are lucky he also has coverage to get his own vehicle fixed as well.
Advise? Don't do it again. This was a minor bump. The next one will KILL YOU.(or even worse, maim you for life). Sometimes it takes a BANG to wake up. This is NOT A VIDEO GAME. you can fall asleep at.because you have 25 lives. ONE LIFE and huge costs.
If you did not have insurance. THEN YOU ARE GOING TO WORK IT OFF. So much for the easy days of schooling. You are shoveling schitt or pushing broom in order to make the money to pay off the teacher...in a lump sum.
You did not clarify how Dad knows it is $3000.00 So part of the story is missing.
Or whether YOUR vehicle was insured.. I don't care if you do not have collision for your own vehicle to get it repaired...you must pay to fix the "third party vehicle"(which is what insurance does.)
>>You are acting like a chicken with its head chopped off. Don't need to be like that.
Be like sheep smoking a doobie, cool, calm, collected and just follow what you are told by your insurance.<<
Who knows, the teacher may have under-insured motorist protection on his vehicle so his insurance takes care of it. Maybe you get away with it with damage only to your vehicle to contend with yourself. You can LIVE with damage on your vehicle for a year or 10.
If you are not insured, then it is time to listen to Dad. He has the experience cause he is older than you so probably has been or know of buddies who have been in the same situation. You are going to have to work and EARN THAT MONEY TO REPAY SOMEBODY, because right now everybody wants CASH(not payments)
Just wait and see what schitt is shaking...so you know.