Should I give a lump sum payment toward my student debt?

I owed a total of $83,000 and change for my bachelors and master's degree. Over the last year and a half of large payments, my balance is now $37,000 and change. I have about 12,500 in my savings and am debating, should I give 8-10K of my savings to drop the balance lower? I will need a car and am worried that... show more I owed a total of $83,000 and change for my bachelors and master's degree. Over the last year and a half of large payments, my balance is now $37,000 and change.

I have about 12,500 in my savings and am debating, should I give 8-10K of my savings to drop the balance lower? I will need a car and am worried that only having $2-3,000 will not be enough emergency money. With the extra money and following my financial plan I should be paid in full by February 2020.

Is this a responsible choice?
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