Insurance question....a boyfriend and girlfriend live together. The boyfriend has NO drivers license. The girlfriend does and owns a car...?

Update: One day the boyfriend asks girlfriend if he can borrow her car to go to mcdonalds. She says yes. While doing so...he runs a red light and hits another car. The girlfiend tells cops she did NOT give him permission to drive her vehicle. So what happens? is the person he hit SOL ? Obviously boyfriend can receive a... show more One day the boyfriend asks girlfriend if he can borrow her car to go to mcdonalds. She says yes. While doing so...he runs a red light and hits another car. The girlfiend tells cops she did NOT give him permission to drive her vehicle. So what happens? is the person he hit SOL ? Obviously boyfriend can receive a ticket for driving without license.
Update 2: .
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