What exactly is Advance Premium Tax Credit Health Insurance?

Im trying to get health insurance to get a arthroscopic shoulder surgery done. I just heard about APTC and how they lower your premium. Im still confuse to how this work as I plan to no longer have insurance after this surgery. So will I have to pay back? How would I report this when I do taxes? What is I make less... show more Im trying to get health insurance to get a arthroscopic shoulder surgery done. I just heard about APTC and how they lower your premium. Im still confuse to how this work as I plan to no longer have insurance after this surgery. So will I have to pay back? How would I report this when I do taxes? What is I make less than what I expected to make for the year?
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