Coworker comments on what I wear according to the weather?

A coworker of mine keeps saying, "Won't you be cold wearing that today?" (even though I have 3 layers on). One day I wore a v-neck sweater and she said, "You're open there" (meaning I had a v-neck sweater on and pointed to my neck) and then proceeded with, "Won't you be... show more A coworker of mine keeps saying, "Won't you be cold wearing that today?" (even though I have 3 layers on). One day I wore a v-neck sweater and she said, "You're open there" (meaning I had a v-neck sweater on and pointed to my neck) and then proceeded with, "Won't you be cold?" She's beginning to sound like my mother and she's getting on my nerves! At 46 or, in fact, whatever age, I know what to wear and when!
What do I answer her back with?
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