I would be insane not to accept a million dollars to spend on myself.
However, ANY money spent would benefit SOMEONE as you cannot spend money without someone making profit. So, theoretically, the million bucks could not be spent anywhere for any reason. Right?
Sure, I would take the money. Then, the money I already do have and will continue to earn can be shared with my family while I enjoy the million to finance my desires.
Yes, I would take it and I would buy myself a beach house where I could go to be by myself to get away from the rat race of life. There would be a nice sport car waiting for me to drive and plenty of creature comforts at my fingertips.