First I'd bank the lot and tell no-one for quite some time. Then I'd think long and hard about who I should tell and start thinking about how I'd like to share it. I have several children and grandchildren, all of whom would get 'some' but not enough to spoil their lives. I support quite a few charities so could help them more but I'd leave quite a lot in the highest interest account I could find and leave it there until I had sorted out my thoughts about this very seriously.
What I would not do is to spend, spend, spend. One reason for that would be because everyone would then guess I'd come into some money and the beggars, scroungers and 'false' friends would all crawl out of the woodwork.
In time I might do things to the house I've never been able to do e.g. a bigger, modern kitchen, new carpets and some draughty windows replaced. I'd have everything checked out such as the roof to see if anything else needed doing and then I'd settle back into an easier old age knowing that I had no money worries.
· 7 days ago