Not sure how old you are - put money into savings and don't touch it. Save, save, save. If you work for a place that offers stock options and 401k.... do it!! Start saving for retirement as soon as possible. If you contribute to your 401k as soon as you start a job you won't even miss that money. When I started working full time that is the 1st thing I did - signed up and contributed to my 401k as soon as I was elgible. I put in the max that my company will match. If you put the money aside from the beginning you won't miss it. Stop by your bank and check into mutual funds, Roth IRA, other IRAs. There is a lot out there. Check into some things.
I'm in my 30s and wishing I would have started saving sooner. I had the option to buy company stock when I was in my early 20s and didn't. DUMB!! If I only knew and realized!! Then it was partying money, money to hang out with friends, money to shop. I have been investing in retirement since mid 20s and kicking myself for not doing it sooner. In my early 20s I had no car payment, cheap rent - lower monthly expenses. I had a great opportuntiy to save more then and didn't.
I live within my means and have minimal debt, but I worry about retirement. I treat myself to things as I work really hard, but nothing major or extreme. Save, save, save, save. Live within your means and stay away from credit card debt.