Anonymous
Anonymous asked in Cars & TransportationInsurance & Registration · 1 decade ago

Car insurance claim Will i lose no claims bonus?

Ok, so i crashed into the back of someone, they got their bumper fixed and i got a letter from my insurance company, but does this mean i will lose my no claims bonus??

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  • 1 decade ago
    Favourite answer

    If the claim went through your insurance company and you don't have protected NCB then in all likelyhood yes you will.

    Some insurance companies allow for minor "fenderbenders" though.

    You will have to check with your insurance company.

    )

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  • 1 decade ago

    Hi I have a friend and the same thing happened him. He had a deal with his insurance company where they paid for it and if he could pay back the insurance company before his renewal date he would not loose his NCD.

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  • T W
    Lv 5
    1 decade ago

    Yes you will lose some of your NCD, if you have not protected it, Also your premium will increase because you have become more of a risk. Insurance is Legalised Robbery & sheeple complain about plumbers charges?

    Source(s): Plumber Who pays Insurance. & a member of the Flock:-)
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  • Anonymous
    1 decade ago

    If you claimed off your insurance and your no claims bonus is unprotected then yes

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  • Anonymous
    1 decade ago

    Yes

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  • 1 decade ago

    it depends.

    If your insurance policy is "protected" then no you won`t lose you NCD.

    If it isn`t protected then yes you will lose you NCD but not all of only a percentage of it.

    this can be anything from 5-20% you will have to check with your insurer exactly how much.

    this will only take effect at renewal time

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  • Anonymous
    1 decade ago

    If they claimed against you,then yes you will lose your bonus

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  • 1 decade ago

    No claims discount.

    Had a claim.

    equals no more no claims discount.

    Source(s): 1+1=2
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  • ?
    Lv 7
    1 decade ago

    Yes you will and your premiums may rise.

    Unless you have protected your NCB.

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