Can I receive housing benefit whilst owning a property abroad.?
I own a property in my home country. It has tenants, and is leased until 2010. The rental income covers the mortgage payments (actually, I have to add an extra 50 pounds a month, but I am not seeking any funds to help pay mortgage).
I have recently been made redundant, and have no income whatsoever. I am living in a room in a shared house, and would like to know if I could or should qualify for housing benefit.
Please note, before flaming, that I have lived in the UK and paid tax for 7 years. If I was to sell the property now, it wouldn't come close to covering the mortgage on it. It is also leased for another 10 months, so this is not an option. I currently cannot afford my rent - what are my options if Housing Benefit is declined?
- Anonymous1 decade agoFavourite answer
no - the council consider it as other income, it HB is declined you may have to consider moving back or selling.
- Anonymous1 decade ago
You would DEFINITELY have to declare ownership of the property - It makes NO difference that it is abroad - It's still classed as both income (from the rent you're collecting) and an asset (in that you own, rather than rent the property.)
Benefit rules are clear - You'd be expected to liquidise your asset before they consider you for housing benefit ! It's either that - or move back and live in the place !
- Anonymous1 decade ago
You will get the benefit but you must try to sell the house. So after 6 months you need to show you are trying to sell (for more than the mortgage). Also you will need to proove you are loking for a new job.
Ask for help at the citizens advice, because claiming benefits is much harder than finding a job !Source(s): www.nacab.org.uk
- Lily B TalusLv 71 decade ago
You are not entitled to housing benefit as you own a property...even if it is abroad, of course if you claimed it you would undoubtedly get it, but if you were caught you'd be deported.
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- 3 years ago
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