What do you need an attorney for? You are settling with your own company so they are not out to "screw you" as everyone always seems to think.
I highly doubt you will need to see a chiropractor. You are going to get more sore before you get better, especially since the loss only occured a few days ago.
If you have collision coverage then your company will settle the claim with you. They will run an evaluation and offer you the fair market value of your vehicle. Not the blue book value, and if you are still paying on your car, they will not pay off your loan, only what the car is worth.
As far as your injuries, once you are done treating your company will review all of your medical bills and the correlating records. They will then offer you a settlement amount, which would be paid by your UMBI (uninsured motorist bodily injury) coverage. You can expect to get the cost of your medical bills (whatever is reasonable and necessary) and maybe a few hundred dollars for pain and suffering. Thats it.
The only thing an attorney would do is speak on your behalf and then take 1/3 or whatever settlement you get.
Mr. Taco has no idea what he is talking about. Why would you try and sue the uninsured driver? They obviously don't even have money for insurance, you think they have extra money laying around to pay you?
And the only reason an insurance company would have "their expert" as he called it, meaning an independent medical examiner, examine you is if they feel they are being taken advantage of for fraudulent injuries.
Claims 7 yrs