My guy & I both own our own homes, in two different cities! lol Once one of us finds a job in the other city, we'll move into the house in that city after we're married. Until we get married, who knows where the other one will live between the time one of us moves cities and the actual wedding. If he moves here, I will probably move back in with my parents and let him have the house until we're married.
Yes, rather complicated, but we're waiting till marriage, so this seems the best way.