That's really two separate questions. I know too many people who have been in a relationship, then they got married, and then the relationship fell apart; perhaps you should get married, then sign a lease for another year or two at an apartment, see how things work out, then buy a house. If you absolutely decide that you have to have the house, then be clear about who gets what; during the first few years, living in a house under a mortgage is just like paying rent. The house isn't worth much more than you owe the bank. Who pays the rent now? The bills? Maybe you two can work out to buy a house, one person pays the mortgage and takes care of the house, the other person takes care of the bills. How about if there's major needed repairs? In any case - be sure that you two work out how you will deal with the house. It's a great time to buy real estate now, but it's also not so great to sell; if you do buy, make sure you don't end up selling it.