• Healthcare coverage?

    I applied coverage in 2018 and got free insurance because i had work but low.income and now after having a baby i dont work.no more and they i dont qualify why is that
    I applied coverage in 2018 and got free insurance because i had work but low.income and now after having a baby i dont work.no more and they i dont qualify why is that
    10 answers · 1 day ago
  • Why do up to 26 year olds wanna be on their parents health insurance plans? Isnt it usually cheaper if the up to 26 year old has his own?

    Best answer: The idea is that most middle age adults have full time jobs and get health insurance through their employer, often at a huge discount since the employer pays a big chunk of the premiums. So if the parents have an employee sponsored plan through their job and the 25 year old child doesn't have a career level... show more
    Best answer: The idea is that most middle age adults have full time jobs and get health insurance through their employer, often at a huge discount since the employer pays a big chunk of the premiums.

    So if the parents have an employee sponsored plan through their job and the 25 year old child doesn't have a career level job with health insurance, its probably much cheaper to keep them on the parent's employee sponsored plan than for the 25 year old to buy full price insurance on the insurance exchange market.

    These employee sponsored plans often charge the same amount for family coverage regardless of how many children a family has. For example I have coverage through my employer for myself, my wife, and all 6 of our children. We pay the same premiums, with the same deductibles and out of pocket maximums as someone would if they only had a spouse and 1 child on the plan. So it literally costs me nothing extra to have my 2nd through 6th child on the policy.
    8 answers · 6 hours ago
  • Who wants to see obamacare go away?

    Best answer: When it passed, my doctor retired saying he did not become a doctor so he could do government paperwork. Recently my new doctor also retired at a very young age for similar reasons. Ironically, both doctors are still practicing medicine, as medical missionaries. But both have been lost to me. I now have... show more
    Best answer: When it passed, my doctor retired saying he did not become a doctor so he could do government paperwork. Recently my new doctor also retired at a very young age for similar reasons. Ironically, both doctors are still practicing medicine, as medical missionaries. But both have been lost to me. I now have doctor number three and while he seems nice and is well qualified, I do not yet know what to expect. Obama care is really bad if you are on Social Security since they rob Medicare to cover part of their costs. The standards for Medicare have been lowered to match Obamacare. Anything that is provided free by the government actually costs more than if you bought and paid for it yourself.
    15 answers · 3 days ago
  • Is it true that even if you lied on your life insurance application, they still have to pay?

    If you die after 2 years of coverage, they have to pay no matter right, correct?
    If you die after 2 years of coverage, they have to pay no matter right, correct?
    15 answers · 5 days ago
  • Can my employer be fined if I end up choosing Obama care instead?

    Help! I’m a 48 year old single mom with a 17 yr old, 21, yr old and 19 yr old that live at home and go to school and college full time. Two of my kids have severe medical issues. My employer is offering me insurance that is subject to deductibles first for everything including office visits. I can’t afford meeting... show more
    Help! I’m a 48 year old single mom with a 17 yr old, 21, yr old and 19 yr old that live at home and go to school and college full time. Two of my kids have severe medical issues. My employer is offering me insurance that is subject to deductibles first for everything including office visits. I can’t afford meeting such a high deductible! I qualify for affordable health plan thru Obama care but my boss says if I get obama care then they will be penalized with a $3000 fine. Is this true? I only make $31,488 a year. I want to find a affordable insurance plan with better coverage then what they picked for us employees. Can I continue searching for affordable affordable prices and insurance or am I causing my employer a big fine?
    5 answers · 20 hours ago
  • Health Insurance make sense to you?

    Best answer: I suspect the problem is your part-time status. The company is probably paying a portion of the full-time employees premium as part of the employee benefits. A part-time employee is not entitled to the same benefit, so the employer is not paying any of your premium. The insurance company probably is charging the... show more
    Best answer: I suspect the problem is your part-time status. The company is probably paying a portion of the full-time employees premium as part of the employee benefits. A part-time employee is not entitled to the same benefit, so the employer is not paying any of your premium. The insurance company probably is charging the same premium for each employee.
    11 answers · 6 days ago
  • Whats it like to be a millennial who has parents who pay for their college and lets them live at their house and give health insurance etc..?

    Mine died when i was a teen so i dont know
    Mine died when i was a teen so i dont know
    7 answers · 6 days ago
  • Medicaid question?

    I’m 22 years old. I have a job making $16 an hour. I have an autoimmune disease that is legally considered a disability. I applied for Medicaid in may and they sent me a letter denying me because I “made too much money”. I didn’t think much of it until I ended up in the ER in June and told the nurse I didn’t have... show more
    I’m 22 years old. I have a job making $16 an hour. I have an autoimmune disease that is legally considered a disability. I applied for Medicaid in may and they sent me a letter denying me because I “made too much money”. I didn’t think much of it until I ended up in the ER in June and told the nurse I didn’t have insurance and she then told me that I did and that I had Medicaid. Apparently they denied me then I guess changed their mind and let me have it. Now it’s october and I got another letter in the mail saying they’re denying me because I “make too much”. Now I actually don’t have any health insurance anymore. My question is, even though in their eyes I make too much money, based on the fact that I have a disability, am I still eligible to have Medicaid on that alone?
    27 answers · 2 weeks ago
  • Why can't there be a affordable medical insurance everyone could pay for on their own?

    Best answer: They're still trying to work it out.
    Best answer: They're still trying to work it out.
    16 answers · 1 week ago
  • What if I get a car wash with out a car?

    Best answer: The sensors will not see anything and fail to start.
    Best answer: The sensors will not see anything and fail to start.
    6 answers · 1 week ago
  • How come nobody feels like private health insurance is in bed with the government?

    Best answer: In some ways profit motive benefits consumers and in other ways it doesn't.
    Best answer: In some ways profit motive benefits consumers and in other ways it doesn't.
    5 answers · 1 week ago
  • How do deductables work? Lets say i have a 1000 deductable but i go see family doc for a rash. Do i pay full cost for the family doc?

    Best answer: If your deductible is $1000 And your bill is $100 after all adjustments You pay $100. You do this until you meet the $1000. After that, you pay only your copayment or your percentage. If you reach your maximum out of pocket, you pay nothing. Certain checkups and vaccinations are covered by insurance, no... show more
    Best answer: If your deductible is $1000
    And your bill is $100 after all adjustments
    You pay $100.

    You do this until you meet the $1000. After that, you pay only your copayment or your percentage.

    If you reach your maximum out of pocket, you pay nothing.

    Certain checkups and vaccinations are covered by insurance, no matter the deductible. Most insurances near me cover 100% of a woman’s annual exam and flu shots.
    13 answers · 2 weeks ago
  • Need medical attention but broke. What to do?

    I severe pain, I was told that I may have kidney stones and I need to go to the doctor. I have insurance through my job but I know that it won’t cover everything. I’ve never really used it but my question is, if I go get treated and it covers anything or nothing, do I have to pay upfront? Can they charged me... show more
    I severe pain, I was told that I may have kidney stones and I need to go to the doctor. I have insurance through my job but I know that it won’t cover everything. I’ve never really used it but my question is, if I go get treated and it covers anything or nothing, do I have to pay upfront? Can they charged me someway where I can payments? I live in California, credit isn’t too good, I’m broke and struggling till my next paycheck but I don’t think I can wait that long. I can’t afford a bill right now it’s why I haven’t gone. What should I do?
    12 answers · 2 weeks ago