• Can i get a credit card with no credit?

    Im 18 and not moving out of my parents until im 20. I want to start building my credit and i also want a guitar amp that costs $3000. Am i able to get a credit card without having any credit? If so will i be able to spend as much as $3000 on it?
    Im 18 and not moving out of my parents until im 20. I want to start building my credit and i also want a guitar amp that costs $3000. Am i able to get a credit card without having any credit? If so will i be able to spend as much as $3000 on it?
    15 answers · 1 day ago
  • Cash back grocery credit card?

    I’m looking at 2 cc’s that offer no annual fee and cash back on grocery spending. I only have a debit card and would like to build my credit line. I buy for a family of 6 so I spend a lot on groceries. Would this be a good choice? Would it be best to purchase the groceries on the cc and then that same day pay off... show more
    I’m looking at 2 cc’s that offer no annual fee and cash back on grocery spending. I only have a debit card and would like to build my credit line. I buy for a family of 6 so I spend a lot on groceries. Would this be a good choice? Would it be best to purchase the groceries on the cc and then that same day pay off the amount so that I’m not paying for a months worth of groceries at the end of the month?
    10 answers · 1 day ago
  • When will retail customers understand that cashiers can get in trouble when they say no to a credit card?

    Not that one “no” would get us in trouble. I mean, I work at a TJ Maxx and we have goals, like 7 per day, or 35 per week. If we fall short one week, the goal goes higher the next week! We have to stay within 1 percent of our transactions for a 3 month period or else we get a warning, placed under formal counseling... show more
    Not that one “no” would get us in trouble. I mean, I work at a TJ Maxx and we have goals, like 7 per day, or 35 per week. If we fall short one week, the goal goes higher the next week! We have to stay within 1 percent of our transactions for a 3 month period or else we get a warning, placed under formal counseling if we fall short again the next 3 months, and fired if we fall short in the next 3 month period! The majority of our customers are regulars that already have the card, so obviously we’re not going to ask them. But when I do ask other customers, I usually get people who just chuckle and say, “No thank you, but I know you have to ask.” Sometimes, they even cut me off mid sentence with a quick enthusiastic “No”! The higher ups even forced an even stricter policy on us, saying we need to get 1 card by 1:00, and another by 3:00, or else our names go into a report! And most of the customers I ask aren’t exactly smart with credit because they’re always worry about the interest rate, which is 22 percent. Which I think implies that they’ve been frequently late on their bills and other credit cards they might have!
    15 answers · 3 days ago
  • Bad credit installment loans?

    7 answers · 19 hours ago
  • What should I do about my credit cards ?

    So I have about 6 crest cards I’m laying off and a loan of 1500. My credit has went to **** because I struggle paying all of these different payments a month. If I had just one payment a month then I could do it but it’s really hard to keep up with all these cards. I’m only 24 and I wanna pay off my debt ASAP but... show more
    So I have about 6 crest cards I’m laying off and a loan of 1500. My credit has went to **** because I struggle paying all of these different payments a month. If I had just one payment a month then I could do it but it’s really hard to keep up with all these cards. I’m only 24 and I wanna pay off my debt ASAP but can’t get approved for a personal loan to pay them all off and have one payment. I know I need to make more than the minimum each month to pay these off but I literally can’t afford to. I have about 8k in credit card debt and I feel like it’s just never gonna go away. Anyways does anyone have any suggestions? Also I currently don’t use these cards anymore
    7 answers · 22 hours ago
  • How would I know if someone is using my social security account or stolen my identity ?

    Background about me I’m 26 years old and I never taken out a loan or open a credit card, I pay everything with cash. When I was younger I was extremelely stupid when I was applying for my first job online, I would put my social security number on my job application (like McDonald or on the gap website) since you... show more
    Background about me I’m 26 years old and I never taken out a loan or open a credit card, I pay everything with cash. When I was younger I was extremelely stupid when I was applying for my first job online, I would put my social security number on my job application (like McDonald or on the gap website) since you couldn’t apply without putting it in, now that I’m looking back, I’m scared I might of put myself out there for my identity to be compromise, although I did get call backs from some of those franchise . I never got any mail stating anything about unknown credit cards, is there any other ways I could find out? As for emails, I’m not sure because I forgot my passwords for any of my old email
    6 answers · 6 hours ago
  • Can you use Paypal or Apple Pay to pay yourself using a credit card?

    Best answer: No. You would violate the card agreement.
    Best answer: No. You would violate the card agreement.
    5 answers · 23 hours ago
  • I got scammed into buying 6 gift cards?

    I saw a charge on my Bank account that was Unknown. So I called up fake number I didn’t know was fake it was a guy wanting to be from Apple he told me in order to get rid of the charge I have to get three iTunes gift cards for $100 and three Google server cards for $500 so in total less than $1800 dollars I... show more
    I saw a charge on my Bank account that was Unknown. So I called up fake number I didn’t know was fake it was a guy wanting to be from Apple he told me in order to get rid of the charge I have to get three iTunes gift cards for $100 and three Google server cards for $500 so in total less than $1800 dollars I disputed it with my bank and they gave me $1800 temporary credit when my claim be denied? I know I made the purchase but I told the bank that I didn’t because I thought I would get the fraud charges bathroom I’ll co I know I made the purchase but I told the bank that I didn’t because I thought I would get the fraud charges removed from my account. So will I be able to keep the credit based on other people‘s experiences I’m curious to know
    11 answers · 4 days ago
  • I got an email from MOORCROFT (debt collectors). I also got a text from C.A.R.S, but I do not have any debt. What shall I do?

    The email from Moorcroft said they are working on behalf of my motorbike insurance (they mentioned the correct company I'm with). But I paid for that in full months ago. I even went to my bank to confirm the money went out. The text I got from c.a.r.s said to call them and gave me a reference number. I got no... show more
    The email from Moorcroft said they are working on behalf of my motorbike insurance (they mentioned the correct company I'm with). But I paid for that in full months ago. I even went to my bank to confirm the money went out. The text I got from c.a.r.s said to call them and gave me a reference number. I got no letter from either of these companies or voicemails. Please advise me. I'm a little bit scared. What shall I do? I have no debts. Thanks for polite answers
    7 answers · 3 days ago
  • Can my wife take out a personal loan to gift me as a down payment on a house?

    I am taking out a loan in just my name because my wife won t qualify. Trying to get down payment together and I am curious if since she isn t on the laon if she can take out a personal loan to gift me as down payment.
    I am taking out a loan in just my name because my wife won t qualify. Trying to get down payment together and I am curious if since she isn t on the laon if she can take out a personal loan to gift me as down payment.
    18 answers · 6 days ago
  • Will a late payment on credit card hurt my credit score?

    Ive had my credit card for a year and I’ve never missed a payment. I’m trying to build my credit by paying my credit card, phone bill, car note and car insurance. This past month I missed my credit card payment which was my first time missing any of my bills. My minimum payment due was always $25 in which i always... show more
    Ive had my credit card for a year and I’ve never missed a payment. I’m trying to build my credit by paying my credit card, phone bill, car note and car insurance. This past month I missed my credit card payment which was my first time missing any of my bills. My minimum payment due was always $25 in which i always paid more, then it was $35 past due and now my minimum payment due was $81 I just paid it. Will this hurt my credit? thanks
    35 answers · 1 week ago
  • How to improve credit rating?

    I have bad credit score of 555 and 560 I was thinking of opening secured card with Citi bank the minimum deposit is $200 I thinking about applying with a deposit of $2000-$10000 will that be better than the minimum of $200? Btw I only had one credit card years ago with capital one and they closed it for failing to... show more
    I have bad credit score of 555 and 560 I was thinking of opening secured card with Citi bank the minimum deposit is $200 I thinking about applying with a deposit of $2000-$10000 will that be better than the minimum of $200? Btw I only had one credit card years ago with capital one and they closed it for failing to pay after I lost my job! So any advice is welcome! I make about $1500-1700 a week net as self employed and don't have anything financed what are other small purchases that I can qualified for with my credit score and improve my ratings? Besides car which I have working one and don't want waist my hard money to impress others! Thanks
    10 answers · 5 days ago
  • How do I contact Credit agencies against ex-tenants who skipped out on my rent, and I even have a court order against them that they refuse?

    to pay? I want at least for them to have bad marks on their credit score, making it difficult for them in some way for what they put me through. Details please. Thanks.
    to pay? I want at least for them to have bad marks on their credit score, making it difficult for them in some way for what they put me through. Details please. Thanks.
    5 answers · 2 days ago
  • What’s the minimum credit you usually need to get a car loan?

    I’m currently rebuilding my credit and I need a car, I’m currently at 550.
    I’m currently rebuilding my credit and I need a car, I’m currently at 550.
    7 answers · 4 days ago