• Is this credit card fraud?

    Best answer: Why don't you loan here enough money to open a secured card account. That way your exposure is limited, she can charge things, and she builds here credit.
    Best answer: Why don't you loan here enough money to open a secured card account. That way your exposure is limited, she can charge things, and she builds here credit.
    14 answers · 2 days ago
  • Should I pay my department store credit card off in full this month?

    Hello, I’m 23 and working on building a decent credit score. I’ve had a credit card for a department store for the last few months. I’m very responsible and I do not abuse the card. I use it for things that I truly need. It has really been helping my score when I paid my bill in full each billing cycle. I usually... show more
    Hello, I’m 23 and working on building a decent credit score. I’ve had a credit card for a department store for the last few months. I’m very responsible and I do not abuse the card. I use it for things that I truly need. It has really been helping my score when I paid my bill in full each billing cycle. I usually keep my spending down to 10-20 percent, but this month I splurged and spent 37 percent on a winter coat. Would it be best for me to pay this 37 percent down to zero or make payments on it? Thank you for your responses.
    7 answers · 6 hours ago
  • Can I make weekly payments on my credit card?

    I picked up a extra job working 16 hours a week. Since I'm paid weekly would I be able to put any money I make from that job on my credit card every Friday so I won't be tempted to waste that money on something else? Are there advantages or disadvantages to this? Or should I just wait till the statement... show more
    I picked up a extra job working 16 hours a week. Since I'm paid weekly would I be able to put any money I make from that job on my credit card every Friday so I won't be tempted to waste that money on something else? Are there advantages or disadvantages to this? Or should I just wait till the statement comes? I want to be serious with this money, and pay my debt off. Thank you.
    13 answers · 3 days ago
  • Why do I have such a high credit card interest rate?

    My interest rate is 24.99. I have a FICO score over 800 and I do not carry a balance.
    My interest rate is 24.99. I have a FICO score over 800 and I do not carry a balance.
    33 answers · 7 days ago
  • Do you have to have a job to get a credit card?

    I'm 14, wanting to buy things online for my bday. I don't have a job. My dad said banks only allow you to have credit cards if you have a job? Is it true?
    I'm 14, wanting to buy things online for my bday. I don't have a job. My dad said banks only allow you to have credit cards if you have a job? Is it true?
    22 answers · 5 days ago
  • My bank is offering a 3 percent interest rate is this a good rate?

    Best answer: There is no way any bank is giving 3% per month interest, or was even when interest rates were much higher. I think you will find it's APR (annual percentage rate) of 3%. The banker probably said it was COMPOUNDED monthly. That's an EXCELLENT rate today - grab it.
    Best answer: There is no way any bank is giving 3% per month interest, or was even when interest rates were much higher. I think you will find it's APR (annual percentage rate) of 3%. The banker probably said it was COMPOUNDED monthly. That's an EXCELLENT rate today - grab it.
    7 answers · 2 days ago
  • Should I borrow ten grand to redo my bathroom when I have nearly five grand in unpaid credit card debt?

    My bathroom is functioning just fine but it’s very dated looking. I can get it redone for ten grand and by borrowing ten grand to do it. However I still have over five grand in credit debt that needs paid off and I live paycheck to paycheck. Should I refinance my house for the bathroom or just take out the ten... show more
    My bathroom is functioning just fine but it’s very dated looking. I can get it redone for ten grand and by borrowing ten grand to do it. However I still have over five grand in credit debt that needs paid off and I live paycheck to paycheck. Should I refinance my house for the bathroom or just take out the ten grand anyways?
    7 answers · 2 days ago
  • Can another bank purchase my student loans and credit card debt?

    I have been going back and forth with my bank trying to refinance my private student loans with no luck. For a while the monthly payments were just not possible given my income, I was not about to go to my aunt and uncle (cosigners) to cover this for me , which caused me to get into credit card debt. Anyways , I... show more
    I have been going back and forth with my bank trying to refinance my private student loans with no luck. For a while the monthly payments were just not possible given my income, I was not about to go to my aunt and uncle (cosigners) to cover this for me , which caused me to get into credit card debt. Anyways , I have a much better job now and better pay but my bank will not let me take cosigners off. Can I go to another bank and have them purchase my student loans as well as my 6k in credit card debt and start paying them? I have a 720+ credit score and have never missed a payment. just curious if this is possible .
    8 answers · 3 days ago
  • Can you transfer accounts in collections on a credit report? My daughter opened up a credit card and it went into collections.?

    I would like to transfer it to my credit report and pay it off. Is this possible
    I would like to transfer it to my credit report and pay it off. Is this possible
    11 answers · 4 days ago
  • Credit card question?

    So about 2 and a half weeks ago I went to my bank (coast capital) to get a credit card before cyber Monday and I asked if the card would come before then and she said there s no reason it wouldn t she ask for my name and my mom s maiden name and everything you know the usual. Card comes today well my credit card... show more
    So about 2 and a half weeks ago I went to my bank (coast capital) to get a credit card before cyber Monday and I asked if the card would come before then and she said there s no reason it wouldn t she ask for my name and my mom s maiden name and everything you know the usual. Card comes today well my credit card has my first name and my mom s maiden name for my last name and it happens that capital one has tech problems and can t answer right now. Can I ask the bank to composate for this? I specified I only wanted a credit card for cyber Monday and I was told it would be here before that. Now it will not be. Is there anything I can get from the bank for doing that as that is no where near the same as my last name.
    7 answers · 3 days ago
  • If a credit card sues me, can they garnish retirement money going to a pre paid credit card?

    Best answer: Yes they can, yes they will. Certain funds are protected from garnishment IF you are proactive and prevent it in court. Social security and gov't benefit payments are protected. But if you co-mingle protected with unprotected funds, all of it is fair game. Do a search on "protected funds garnishment"
    Best answer: Yes they can, yes they will. Certain funds are protected from garnishment IF you are proactive and prevent it in court. Social security and gov't benefit payments are protected. But if you co-mingle protected with unprotected funds, all of it is fair game. Do a search on "protected funds garnishment"
    8 answers · 3 days ago
  • Can you use a prepaid Visa card immediately after purchase?

    As the title says, can I use a prepared debit card like those sold at convenience stores to make an online purchase immediately after purchase? Or would I have to wait two weeks until I receive my personalized card in the mail? Thanks
    As the title says, can I use a prepared debit card like those sold at convenience stores to make an online purchase immediately after purchase? Or would I have to wait two weeks until I receive my personalized card in the mail? Thanks
    5 answers · 1 day ago
  • Do negative blemishes on credit report hurt credit?

    Say there was a collection or a reporting of "debt paid" i know it hurts credit BUT WILL IT KEEP MY FICO SCORE FROM ACTUALLY GROWING AND REPAIRING ITSELF.Because i know sometimes the fido score won't move!
    Say there was a collection or a reporting of "debt paid" i know it hurts credit BUT WILL IT KEEP MY FICO SCORE FROM ACTUALLY GROWING AND REPAIRING ITSELF.Because i know sometimes the fido score won't move!
    6 answers · 2 days ago
  • Balance Transfer Vs. Personal Loan Question?

    So in all my credit cards I have a totally roughly about 11,000. I currently have Chase, Wells Fargo and Discover Card, my credit Scores are 736 Transunion, and 709 Equifax. I am wanting to do a balance transfer so that I can pay my debt off quicker and only about paying one lump some rather than different ones...... show more
    So in all my credit cards I have a totally roughly about 11,000. I currently have Chase, Wells Fargo and Discover Card, my credit Scores are 736 Transunion, and 709 Equifax. I am wanting to do a balance transfer so that I can pay my debt off quicker and only about paying one lump some rather than different ones... My question is What is a good Card for this Balance Transfer I would need about 15-18 months to pay it off, or would a personal loan be better? I don't want to hurt my credit score, if a loan is better what are some good companies that are easy to apply for?
    7 answers · 3 days ago
  • What's the difference between Credit Cards and Line of Credit ?

    In what form do you get the line of credit? In form of cash , bank transfer or what?
    In what form do you get the line of credit? In form of cash , bank transfer or what?
    4 answers · 18 hours ago
  • Credit card fraud?

    My bank alerted me yesterday of unusual charges (about 700 at nordstrom) so I called and filed a claim/cancelled the card. However, today Nordstrom called MY CELL PHONE about this, meaning whoever used my card number was probably someone I know/has my personal information. And I haven't called back yet, and am... show more
    My bank alerted me yesterday of unusual charges (about 700 at nordstrom) so I called and filed a claim/cancelled the card. However, today Nordstrom called MY CELL PHONE about this, meaning whoever used my card number was probably someone I know/has my personal information. And I haven't called back yet, and am not sure who this would be but would of course rather sort it out with the person instead of Nordstrom going to the address on the order and arresting them or something? What happens in a situation like this? Will someone be arrested?
    8 answers · 4 days ago