• Why state farm up the insurance cost?

    So I’m under my dad’s insurance. We live in miami, florida. My dad had a crash (his fault) and I’ve had two (one my fault). Cars currently under insurance are his 1998 toyota sierra, and my new 2013 corrolla (Took this one out right after crash) His old 2015 camry and my old 2009 camry used to be on it till the... show more
    So I’m under my dad’s insurance. We live in miami, florida. My dad had a crash (his fault) and I’ve had two (one my fault). Cars currently under insurance are his 1998 toyota sierra, and my new 2013 corrolla (Took this one out right after crash) His old 2015 camry and my old 2009 camry used to be on it till the crashes. Now his crash was two years ago. My first one was last august. But we only had to pay a total of $350 a month. I paid half. Now I got crashed behind me two weeks ago by some guy who was on his phone. Car total loss. We’ve had trouble claiming from him since he had canceled his insurance two weeks prior to crash and he lives in a different state (North Carolina). Idk how the state trooper who ran his stuff didnt see that but whatever. But besides that, the insurance went up $416 for my car alone. That means the insurance will cost $766 a month now. I honestly understand how thats possible. He now wants to take me off the insurance and have me fend for it myself. So how and why did they raise it so much? Is there a way to get it lowered?
    14 answers · 1 day ago
  • Voluntary Repossessed vehicle question?

    This past Monday, the 16th, I voluntarily turned in my car to the dealership I purchased it. Due to medical reasons I lost my job and could not afford the Pymnts. I filled out a “surrender of collateral” form that same day. It was actually dated on the 12th. I also called my insurance company and cancelled on the... show more
    This past Monday, the 16th, I voluntarily turned in my car to the dealership I purchased it. Due to medical reasons I lost my job and could not afford the Pymnts. I filled out a “surrender of collateral” form that same day. It was actually dated on the 12th. I also called my insurance company and cancelled on the 16th. So here’s my question...I have yet to turn in my plates to the DMV. Am I still responsible for the car? Because today, I received a call from the cxld auto insurance stating there was a claim on the vehicle due to a current accident it was just in.
    9 answers · 2 days ago
  • I feel so guilty/ crashed dad’s car?

    I’m only 17 and i recently have been learning how to drive. I went driving with my dad yesterday and i crashed into our neighbor’s car. They got a scratch but my dad’s whole bumper came off. The total damage is going to cost around $1,000. My dad says he’s not mad at me but I’m mad at myself and i know he doesn’t... show more
    I’m only 17 and i recently have been learning how to drive. I went driving with my dad yesterday and i crashed into our neighbor’s car. They got a scratch but my dad’s whole bumper came off. The total damage is going to cost around $1,000. My dad says he’s not mad at me but I’m mad at myself and i know he doesn’t have that kind of money and neither do i. I get paid $100 this Thursday which is all his but that still leaves a $900 balance. I feel so bad that i can’t do anything and my whole family is calling me stupid and that “I’m not ready to drive” which honestly makes me feel worse. Does anyone have any tips for me? It was my first time behind the wheel, i was completely nervous and i sort of freaked out before i hit the other car. Yes my seatbelt was on, i wasn’t drunk or high i was just nervous.
    8 answers · 3 hours ago
  • PLEASE somebody HELP me. Car issues with PennDot .. registration suspended while car is repossessed.?

    ☆ I could not afford my too expensive car insurance for 1 month and the DMV sent me a letter of final notice that my registration will be suspended for 3 months. ☆ My car was repossessed last week for not paying the last $1300 left on its price to the bank. I've been paying this car since 5 years. ☆ I tried... show more
    ☆ I could not afford my too expensive car insurance for 1 month and the DMV sent me a letter of final notice that my registration will be suspended for 3 months. ☆ My car was repossessed last week for not paying the last $1300 left on its price to the bank. I've been paying this car since 5 years. ☆ I tried to work out anything with the bank .. but they refuse to help in any way. The penalties and conditions to get my car back are too pricy and impossible for me. ☆ I'm so in deep trouble .. I don't know what is the best way for me to get out if all these situations with the least destruction.. Help me please
    7 answers · 3 days ago
  • Am I at fault?

    I rear-ended someone in a car accident yesterday. When I pulled up to the intersection light to prepare to make a left turn, there were 3 other cars in front of me when the light turned green. Once the light turned green, the first two cars completed their turn, and the 3rd car that was in front of me began to... show more
    I rear-ended someone in a car accident yesterday. When I pulled up to the intersection light to prepare to make a left turn, there were 3 other cars in front of me when the light turned green. Once the light turned green, the first two cars completed their turn, and the 3rd car that was in front of me began to move, but then stopped abruptly causing me to rear end them. This person lied to the police and claimed that I was at fault, but I don't see how. I thought she was about to make the turn so I then began to move my car, but she suddenly stopped causing me to rear end her. Am I at fault or is she?
    16 answers · 3 days ago
  • Should you put someone else’s car in YOUR name as a favor ?

    Best answer: Doing this for him is illegal. When( not if) the phuque super you will get into huge legal trouble. Also, the insurance you are paying for in your name will not pay for damages because he is unlicensed. Not only don’t do this, stop dating and seeing him as well. God forbid you get pregnant by this looser and be... show more
    Best answer: Doing this for him is illegal. When( not if) the phuque super you will get into huge legal trouble. Also, the insurance you are paying for in your name will not pay for damages because he is unlicensed. Not only don’t do this, stop dating and seeing him as well. God forbid you get pregnant by this looser and be stuck to him for life over the child. You your brains here.
    21 answers · 4 days ago
  • I was sold a motorcycle without a title?

    I bought a 05 motorcycle and the guy I got it from did not give me the right title. He gave me a different year title and vin does not match. He then states he wants me to register the bike with the wrong title. I tried contacting the guy he got the bike from and he says he can’t get a title for it because he... show more
    I bought a 05 motorcycle and the guy I got it from did not give me the right title. He gave me a different year title and vin does not match. He then states he wants me to register the bike with the wrong title. I tried contacting the guy he got the bike from and he says he can’t get a title for it because he doesn’t have it ether someone else has the title. He says he wants me to get a frame with a clean title or swap the vin plate. The bike is not stolen that I do know. I have all the text from him and paper work he gave me. I am taking it all to small claims what are my chances of getting my money back or the title?
    15 answers · 6 days ago
  • Drivers license suspended?

    I live in Tennessee I got a ticket for speeding and no insurance when I went to court the office in nashville sent me a letter saying that I have until July 15 to send them insurance or my license would be suspeded..I got insurance on the 8th and faxed it to them here it is the 21st and I got a letter saying my... show more
    I live in Tennessee I got a ticket for speeding and no insurance when I went to court the office in nashville sent me a letter saying that I have until July 15 to send them insurance or my license would be suspeded..I got insurance on the 8th and faxed it to them here it is the 21st and I got a letter saying my license is suspended for failure to send insurance..I can't call them because its saturday
    7 answers · 2 days ago
  • Do you need a social security card to get your license?

    I lost my social security card and I requested one about a month ago and it still hasn't come in the mail. I'm trying to get my licence very soon and the only documents I have are my ID and birth certificate but I know my social security number by heart. Is that enough to get my licence?
    I lost my social security card and I requested one about a month ago and it still hasn't come in the mail. I'm trying to get my licence very soon and the only documents I have are my ID and birth certificate but I know my social security number by heart. Is that enough to get my licence?
    5 answers · 18 hours ago
  • Car insurance question?

    If we have been with an car insurance company for two years and want to switch the policy over to a new car is it possible ( we know payments will be more cus the car we are switching is way newer) and is it actually cheaper since we are married ?
    If we have been with an car insurance company for two years and want to switch the policy over to a new car is it possible ( we know payments will be more cus the car we are switching is way newer) and is it actually cheaper since we are married ?
    7 answers · 2 days ago
  • Before you read, I know. I am very stupid, I dont need it from anyone else I came here to get answers to my question.?

    I am 15 years old and I live in Texas. I recently got pulled over only because the car i was driving did not have a license plate and no tags. I am not going to use it as an excuse but I truthfully did not see either of those things because we got 3 cars (including the one i was driving) in an auction and those... show more
    I am 15 years old and I live in Texas. I recently got pulled over only because the car i was driving did not have a license plate and no tags. I am not going to use it as an excuse but I truthfully did not see either of those things because we got 3 cars (including the one i was driving) in an auction and those other cars had those things so it just slipped by me. I have to drivers license but the officer let it slide. So, i only got a ticket for those couple of things not on the car. Im going to court on Monday, what should I expect? Im very scared this is the first time i have gotten in trouble with the law.
    11 answers · 4 days ago
  • Can someone in detail explain to me what it’s like when the people find out their car has been hit and run and they call their insurance?

    I hit a car and I’m waiting for the consequences I want details If you’ve been in my position please explain what happened to you
    I hit a car and I’m waiting for the consequences I want details If you’ve been in my position please explain what happened to you
    9 answers · 3 days ago