• Accident question?

    Accident question, so I was just in a small fender bender. I was driving behind this guy close to two or three car lengths away because it was snow and the roads were covered. The guy stopped quick infront of me to let a lady cross the street where there was no cross walk. I slammed on the brakes and skidded into... show more
    Accident question, so I was just in a small fender bender. I was driving behind this guy close to two or three car lengths away because it was snow and the roads were covered. The guy stopped quick infront of me to let a lady cross the street where there was no cross walk. I slammed on the brakes and skidded into the back of him and slightly tapped him. The only visible damage was a slightly bent license plate and a small mark on the bumper, and I got a slight dent on my hood. He was driving an ( 08 I think that was what the year was) Lincoln Navagator, and I was in an 09 Silverado. The guy got out of his suv and got mad at me and ask why I didn’t try and stop.(which I did try and applied my brakes about 35-45ft back but couldn’t get traction) He then proceeded to tell me that he doesn’t think that he can drive his vehicle because of the mark on the bumper. The cop told me that it was my fault and that it would be an at fault accident. I think this is BS that it would be my fault and that the guy was letting her cross where she shouldn’t have been. Could this be taken to court on the behalf of me. Would this be my fault or his?
    17 answers · 1 day ago
  • When I was going home in my car, another car suddenly hit my car from behind. How can I get compensated for my injures?

    When I was going home in my car, another car suddenly hit my car from behind. I was severely injured and hospitalized. The car driver is uninsured. How can I get compensated for my injures?
    When I was going home in my car, another car suddenly hit my car from behind. I was severely injured and hospitalized. The car driver is uninsured. How can I get compensated for my injures?
    16 answers · 3 days ago
  • Car insurance is screwing me?

    So i got into an accident on 10.27.17 And it has been a nightmare. The kid driving behind me dropped his phone as we were coming up to a red light and hit me and pushed me into the car in front of me. His insurance company took full responsibility. I am being covered for medical and personal inconvenience and on... show more
    So i got into an accident on 10.27.17 And it has been a nightmare. The kid driving behind me dropped his phone as we were coming up to a red light and hit me and pushed me into the car in front of me. His insurance company took full responsibility. I am being covered for medical and personal inconvenience and on Friday 11.10.17 I got a call with an estimate on how much my car was worth since it was a total loss. They quoted me 2800 and told me I could go in at any time to sign over my title and pick up a check. I was going to go in today at 4 and just received a call 2 hours before my appointment stating that they "just discovered" that their insurance wouldnt cover the full amount of my damage and the car in front of mes. He also said he had to call the car in front of me to figure out how much damage was done to his and he would call me back with a different amount if I could receive anything at all. I have on paper the amount they quoted me stating I could go pick up the check whenever. I just dont understand, what would of happened if I would of gone Friday instead of waiting til today? and wouldn't they of known this information before giving me a total? I just feel like this is wrong information and I am being screwed and I dont know what to do. My car was totaled and the car in front of me threw his bumper into his trunk and drove away. I need help.
    30 answers · 4 days ago
  • How do I get insurance information about a deceased person?

    A driver crashed his vehicle into the rock wall in my backyard. He died of his injuries. My insurance company is only paying a small amount for necessary repairs. How can I find out the deceased persons insurance info so I can go after their car insurance company for the rest of the cost? Thanks.
    A driver crashed his vehicle into the rock wall in my backyard. He died of his injuries. My insurance company is only paying a small amount for necessary repairs. How can I find out the deceased persons insurance info so I can go after their car insurance company for the rest of the cost? Thanks.
    9 answers · 2 days ago
  • In a car accident, if you are to fault, but the other driver involved has car insurance that covers everything, do you still pay damages?

    Best answer: In any tort jurisdiction, and most of them are tort jurisdictions, hell yes you still pay. Or your insurance company pays, assuming you're smart enough to have it. And just for the record, there is no such thing as auto insurance that covers everything. Ever. If your accident happens in a classic no-fault... show more
    Best answer: In any tort jurisdiction, and most of them are tort jurisdictions, hell yes you still pay. Or your insurance company pays, assuming you're smart enough to have it.

    And just for the record, there is no such thing as auto insurance that covers everything. Ever.

    If your accident happens in a classic no-fault jurisdiction, like Michigan or Ontario for example, then your policy won't pay for the other guy's damage. That's because no-fault doesn't mean nobody is at fault, it means everyone claims under their own policy no matter who is at fault. They really should call it it-doesn't-matter instead of no-fault, but they don't.
    22 answers · 4 days ago
  • Do airports have records?!?

    So the story is I dont have my license I lost it and dont have a passport. I went to dmv a month ago got a temporary license, but they forgot to mail the hard copy license. So i was just curious isnt there video surveillance of your records when you have flown in the past that they can identify that it is me when I... show more
    So the story is I dont have my license I lost it and dont have a passport. I went to dmv a month ago got a temporary license, but they forgot to mail the hard copy license. So i was just curious isnt there video surveillance of your records when you have flown in the past that they can identify that it is me when I board this Tuesday coming up? Dont they have a way to track that?
    10 answers · 1 day ago
  • Ins want pay saying that the owner reporting the vehicle stolen?

    The owner of the van that hit me is saying to the ins company that the van is being reported stolen. But nothing in the pd report is indicating that is the case . What do i do now
    The owner of the van that hit me is saying to the ins company that the van is being reported stolen. But nothing in the pd report is indicating that is the case . What do i do now
    16 answers · 4 days ago
  • Can i file the claim on my vehicle that I own to save her from getting charges? What are the risks of doing this?

    My friend gave me permission to drive her car to work. I was second in line at an intersection. The light turned green and the car in front of me floored it then slammed on his brakes bc another car ran the red and almost hit him. With that, i slammed on mine and rear ended him. Both of us are fine and there is... show more
    My friend gave me permission to drive her car to work. I was second in line at an intersection. The light turned green and the car in front of me floored it then slammed on his brakes bc another car ran the red and almost hit him. With that, i slammed on mine and rear ended him. Both of us are fine and there is minimal damage to both cars. His has a shallow mark on his bumper the size of my hand (im a 5’2” girl so the size of my palm), no damage to my friends car. We both started talking about how bad that could’ve been for him and both of us were unharmed. I didn’t have my friends car insurance info but I gave him mine and my lisence as well to file the claim against me if he chose to. I’m unsure if he will file the claim... I deserve it but I will file a claim for my vehicle that I own if I can, just to take on the charges since my friend’s vehicle was not damaged and the guy’s truck was very minimal. What should I do? I am completely willing to incur all charges if he chooses. I told him to use my information and file a claim bc I couldn’t not find my friends car insurance
    7 answers · 10 hours ago
  • Massachusetts title signed over to the wrong person???!!?

    My husband and I bought a car from a friend of mine. My husband is the only one that had insurance as I don t have my license. She wrote my name on the title instead of his. The insurance agency told us to go to a notary and get an affidavit of corrections, have that notarized and bring it to the registry. Will... show more
    My husband and I bought a car from a friend of mine. My husband is the only one that had insurance as I don t have my license. She wrote my name on the title instead of his. The insurance agency told us to go to a notary and get an affidavit of corrections, have that notarized and bring it to the registry. Will this work? Or will we need to get a new title??
    11 answers · 2 days ago
  • Car wreck questions about insurance?

    My car got totaled a couple weeks ago. A guy ran a red light and t-boned me. My car was paid off and there was a police report made and witnesses. I’ve been going to the chiropractor and had issues with the insurance company so I hired an attorney. Liberty Mutual was his insurance. How do you think it will go?
    My car got totaled a couple weeks ago. A guy ran a red light and t-boned me. My car was paid off and there was a police report made and witnesses. I’ve been going to the chiropractor and had issues with the insurance company so I hired an attorney. Liberty Mutual was his insurance. How do you think it will go?
    11 answers · 4 days ago
  • Can a 16 year old drive with kids in a car??

    We're going on a long road trip, the mother , I , and her kids. She has a 1 and a half year old, a 3, and 4 year old. She's not the best driver so I'll be driving most of the way. I will be responsible, so don't bash me about it. I just want to know if it's legal. Tennessee drivers restricted... show more
    We're going on a long road trip, the mother , I , and her kids. She has a 1 and a half year old, a 3, and 4 year old. She's not the best driver so I'll be driving most of the way. I will be responsible, so don't bash me about it. I just want to know if it's legal. Tennessee drivers restricted license
    8 answers · 1 day ago
  • Rear ending another car question? Almost happened and now I'm curious?

    So me and my fiance we're driving highway home. We were stuck beside a MACK truck and a normal truck in front of us. Suddenly he turned his left blinker on and hit his breaks but did not get in the turning lane to turn as he should. Thanks to the quick thinking Mack driver he braked and let us slide over before... show more
    So me and my fiance we're driving highway home. We were stuck beside a MACK truck and a normal truck in front of us. Suddenly he turned his left blinker on and hit his breaks but did not get in the turning lane to turn as he should. Thanks to the quick thinking Mack driver he braked and let us slide over before we hit the truck My question is in that situation. Not in the turning lane and such. If we rear ended him would it have been his fault or ours?
    13 answers · 4 days ago
  • Can someone tell me about car insurance, Examination under oath?

    My husbands car got stolen back in September and was burnt when the police found it. Our insurance Geico, Totaled The car out to be $10,000 somewhere in that ball park. There’s gap insurance on the car... It’s been going on two months and they are finally finishing up the investigation but now they are calling us... show more
    My husbands car got stolen back in September and was burnt when the police found it. Our insurance Geico, Totaled The car out to be $10,000 somewhere in that ball park. There’s gap insurance on the car... It’s been going on two months and they are finally finishing up the investigation but now they are calling us in for a exam Under oath. Not really understanding why, what should we expect? Could this go wrong? What do we need to know ?The more detail the better.
    6 answers · 3 days ago
  • Car insurance for 18 year old female.?

    Okay so I can't actually drive yet, haven't got a car or a job bit will be getting it all sorted as soon as I get money in from a job, I really like the Citroen ds3 cars, I'm more than likely not getting a job more than minimum wage for now, need advice would I be able to run it on minimum wage? I... show more
    Okay so I can't actually drive yet, haven't got a car or a job bit will be getting it all sorted as soon as I get money in from a job, I really like the Citroen ds3 cars, I'm more than likely not getting a job more than minimum wage for now, need advice would I be able to run it on minimum wage? I won't have any other bills for now, just need some advice.
    10 answers · 2 days ago
  • Question about receiving a claims check from an auto insurance company? How that works?

    I was in an accident and th vehicle who hit me from behind is responsible for covering the damage to my rear. After speaking to the insurance company of the man who hit me (they wanted me to explain my version of the accident to them too) they told me to go to their vehicle inspection site where they will give me... show more
    I was in an accident and th vehicle who hit me from behind is responsible for covering the damage to my rear. After speaking to the insurance company of the man who hit me (they wanted me to explain my version of the accident to them too) they told me to go to their vehicle inspection site where they will give me and estimate for the damage and then give me a check to get the car fixed at whatever body shop I choose. My question is, is the check something that I have to/would be able to cash out? I m confused as to what I do once I receive it. Is the check like a credit that I give to the shop when they repair it? Or do I cash it out at my bank and pay for the damages with the cash? Hope this makes sense
    7 answers · 21 hours ago
  • State farm insurance? What might happen to my insurance coverage/premium?

    I got a ticket in July because I was running late for work and didn't see a sign that restricted a right turn (in CA). Just this past weekend I got another ticket for driving 5 mph over speed limit (in NV). Otherwise, I've had a clean record. I'm under my parents coverage. 23 yrs old and I've been... show more
    I got a ticket in July because I was running late for work and didn't see a sign that restricted a right turn (in CA). Just this past weekend I got another ticket for driving 5 mph over speed limit (in NV). Otherwise, I've had a clean record. I'm under my parents coverage. 23 yrs old and I've been driving since I was 16 years old. How badly might that affect my premium/coverage? I took traffic school for the first and got that taken care of.
    10 answers · 4 days ago