• Parking lot accident, who’s at fault?

    I was driving in the lane of a parking lot come up to a stop line and somebody coming from the parking spots on the right of me tried to shoot through the gap between the front right side of my car and an island. Scraped up the front right of my car ~$2,000 in damages and their driver side front and rear doors.... show more
    I was driving in the lane of a parking lot come up to a stop line and somebody coming from the parking spots on the right of me tried to shoot through the gap between the front right side of my car and an island. Scraped up the front right of my car ~$2,000 in damages and their driver side front and rear doors. Should we pay for our own or do insurance, they don’t care either way and will attest to them being at fault as it’s not ther insurance and my car as stoped before the collision. This incident occurred in Troutdale Oregon.
    11 answers · 1 day ago
  • What happens if the person's car I hit does not file a claim?

    I hit a parked car that was not occupied at the moment with minor damages. A police report was filed and I contacted my insurance company. We have not heard back from the other party and their insurance company. Does this mean the person never contacted their insurance?
    I hit a parked car that was not occupied at the moment with minor damages. A police report was filed and I contacted my insurance company. We have not heard back from the other party and their insurance company. Does this mean the person never contacted their insurance?
    8 answers · 1 day ago
  • If one borrows money from a car title company and you re late a couple of months payments, can they repossess ones car?

    Best answer: Absolutely and is a win/win for a title company. This is worst than one of those pay here/buy here dealers that overcharge you for interest and the value of the vehicle that you bought since when you buy here, NO one will loan you money and many cases these people default on those loans, thus even though they... show more
    Best answer: Absolutely and is a win/win for a title company.

    This is worst than one of those pay here/buy here dealers that overcharge you for interest and the value of the vehicle that you bought since when you buy here, NO one will loan you money and many cases these people default on those loans, thus even though they re-posess, they are out the loan plus now have a car that they have to sell at auction and get less and then go after the buyer to recoup which they may or not ever get.

    But with a title loan means you own the car, so it is great. Once again most likely have bad credit or need money quick, so no problem you sign over the title to the title company, which now OWNS the car. So late on payments, no problem, they can re-possess the car and SELL it, since there is no lender or lien. They love it since they make money and most people who take out title loans will have their vehicle re-possessed due to the high interest rate and recurring charges that many never get caught up.

    It's a win/win for title companies, since no lenders and own the vehicle and take it once you default and is expected.
    18 answers · 1 day ago
  • Is it worth suing someone that hit me from the back at a red light.A few scratches on my car.She had no insurance,drivers license,or ID.?

    What to say and what not to say to an adjuster?How do I file a lawsuit with out a lawyer? How do I know how much my payout is with my insurance company.Two kids,and my husband was in the car.
    What to say and what not to say to an adjuster?How do I file a lawsuit with out a lawyer? How do I know how much my payout is with my insurance company.Two kids,and my husband was in the car.
    23 answers · 3 days ago
  • How to resolve traffic ticket while hiding it from parents?

    I recently got my first ever traffic ticket because of an illegal u-turn. It’s been days and I haven’t told my parents. I’m 18 turning 19 next month and have been driving since I got my permit in 2016 and received my license in Jan of 2017. I don’t have my own car because I’ve been driving my mom’s car that she... show more
    I recently got my first ever traffic ticket because of an illegal u-turn. It’s been days and I haven’t told my parents. I’m 18 turning 19 next month and have been driving since I got my permit in 2016 and received my license in Jan of 2017. I don’t have my own car because I’ve been driving my mom’s car that she rarely uses. When I got pulled over the officer just asked for my license and not my registration/ insurance. Although, in the past, my dad has shown me where that was in case I ever needed it. I have a few options and I’m not willing to do anything else. My first option was to take the Driver’s Safety Course (DSC) online and get my ticket dismissed. The only problem I have here is that I’ve gone through several papers of my family’s auto insurance and don’t see my name under anything. You need to be insured to take this program but I don’t think I am. My parents have Farmer’s and I’ve read the policy and it says anyone who has the insured’s permission to drive their car is protected?? I really don’t know. I wouldn’t know what paper to submit on my application under “Current Auto Liability Policy” either. I want to say that I’m listed as a person who can drive the cars that are insured but like I said I couldn’t find my name anywhere!!! I want to do this choice because this ticket will get dismissed and no longer be on my record. SEE CONTINUED!!
    22 answers · 3 days ago
  • What would insurance company do if I bought flooded vehicle?

    I recently was sold used 122000 miles vehicle with clean title and clean carfax. Only after I bought it I started to notice weird problems with the car. After looking deeper I started noticing lots of evidence of water damage like excessive interior rust, grit, dry mud, sand inside door trims and many other... show more
    I recently was sold used 122000 miles vehicle with clean title and clean carfax. Only after I bought it I started to notice weird problems with the car. After looking deeper I started noticing lots of evidence of water damage like excessive interior rust, grit, dry mud, sand inside door trims and many other signs. If I have comprehensive and collision insurance, and report this vehicle as flooded to the insurance company, what happens? In general, is it good idea to report it?
    20 answers · 4 days ago
  • Do I need a permit to get a license in california if im 18?

    website is unclear
    website is unclear
    11 answers · 2 days ago
  • Can I stay on paper tags until I can afford my tags?

    I won’t have enough to pay my tags in full I’ve been saving. So can I keep getting paper tags until I can afford them? I live in Arkansas also.
    I won’t have enough to pay my tags in full I’ve been saving. So can I keep getting paper tags until I can afford them? I live in Arkansas also.
    10 answers · 2 days ago
  • No police report, no damage? Exchanged insurance info. Am I screwed?

    Bumped this guy from behind going not even 5mph. He claims there was a minor scratch on his new car. No police report was filed I just gave him my insurance info. Now I am wondering how screwed I am? I dont want my car insurance to go up due to this? There were no damges he is being petty! Also what if he claims... show more
    Bumped this guy from behind going not even 5mph. He claims there was a minor scratch on his new car. No police report was filed I just gave him my insurance info. Now I am wondering how screwed I am? I dont want my car insurance to go up due to this? There were no damges he is being petty! Also what if he claims more than what happened? WHat do i do i am freaking out
    7 answers · 14 hours ago
  • Transfer auto title?

    I bought an ex police car from a private seller, when I bought it all he gave me was the title that was still registerd through the CHP, when I asked about that he said he just bought the car and that I can just transfer it... A couple weeks pass and im trying to transfer the car under my name and I pay all the... show more
    I bought an ex police car from a private seller, when I bought it all he gave me was the title that was still registerd through the CHP, when I asked about that he said he just bought the car and that I can just transfer it... A couple weeks pass and im trying to transfer the car under my name and I pay all the fees etc. But I was told that I need to get the back of the title and a transfer form signed from the seller. I called/texted him but he hasn't responded, how do I go about getting this car transferred under my name if the seller doesn't get back to me? I'm in California it's a 2014 explorer ppv.
    7 answers · 15 hours ago
  • Will the insurance know I got a ticket?

    I'm not listed as a driver under the cars insurance but the car is insured. If I pay my ticket or fight it in court, will the insurance company know? It's my moms car and 3 other family members are listed as drivers who can drive that car. The insurance company is Farmers and yes I do live with my mom.
    I'm not listed as a driver under the cars insurance but the car is insured. If I pay my ticket or fight it in court, will the insurance company know? It's my moms car and 3 other family members are listed as drivers who can drive that car. The insurance company is Farmers and yes I do live with my mom.
    7 answers · 17 hours ago
  • Should I file a car insurance claim?

    8 answers · 2 days ago
  • What can I do if my car was repossessed after it had fully paid off?

    Best answer: If you list the lender name you might get some more specifics such as who to contact. But I understand if would not want to do that. Has the payment been made? I can't imagine a larger and/or professional lender doing this, it just makes no sense. Sure the lender/bank would want to verify a claim is being... show more
    Best answer: If you list the lender name you might get some more specifics such as who to contact. But I understand if would not want to do that. Has the payment been made?
    I can't imagine a larger and/or professional lender doing this, it just makes no sense. Sure the lender/bank would want to verify a claim is being processed by speaking your claims rep. But even these lenders do things that do not make sense, they just have a process and no one is really evaluating the situation.

    1. Not being negative, but for others reading, do not assume your car will not be repoed if you have an open insurance claim/pending payment, etc. EVEN if some customer service reps tells you it will not. A. they may not really know what is happening in the repo department, and B. they may be lying so you do not hide the vehicle.
    2. You need to get a single point of contact. One manager to speak with, then get their managers name.
    3. Immediately send a short letter via overnight mail to the collections office. Try to get a specific address, do not send it to the company headquarters or a branch, it will get lost. My car was repossessed while in the process of waiting for an insurance claim to pay off the loan. This is very unfair and makes no sense for Jumbo Bank or me. I had been in contact with customer service reps on this issue many times. NO ONE told me my car was at risk of repossession. This is clear violation of the normal lending practices not to repo vehicles with pending insurance claims. And my insurance company of course has an interest in the vehicle and the repo creates a big mess for all three parties.
    Keep a copy of the letter and mailing documents.
    Log all calls, who you spoke with, date, time, and notes on conversation.
    3. The main thing is get the towing company to hold the vehicle.
    4. if you can afford it hire an attorney. they would need to call your contact and say, Stop taking any further action.
    5. find the number email address for the Ombudsman, call them, then follow up with a fax if possible.
    You need to create a paper trail here.
    6. continuing to call random customer service reps is a waste of time.
    Hope it works out.
    15 answers · 6 days ago
  • I got into a car accident, then 2 months later my car note is paid by insurance, now i got a letter from the bank to turn in my car?

    The Car dealship that my car was originally bought from has closed down... I got into a car accident, then 2 months later my car note is paid by insurance, now i got a letter from the bank that financed my car stating to turn my car in to an auction, if my car is paid off by insurance, is that my only option in... show more
    The Car dealship that my car was originally bought from has closed down... I got into a car accident, then 2 months later my car note is paid by insurance, now i got a letter from the bank that financed my car stating to turn my car in to an auction, if my car is paid off by insurance, is that my only option in that situation? PLEASE I NEED HELP
    12 answers · 4 days ago