• 2 more years of Car payments wish there was a way out?

    Owe $5k on 2008 impala and $15k on 2007 Denali XL After I pay these two cars off I swear to God I'll never sign another contract again!!!!!! Hopefully a family member or friend to loan me the $2,000 to get this Jeep out the way so I can pay them back $190 a month for 12 months unless you guys know another way... show more
    Owe $5k on 2008 impala and $15k on 2007 Denali XL After I pay these two cars off I swear to God I'll never sign another contract again!!!!!! Hopefully a family member or friend to loan me the $2,000 to get this Jeep out the way so I can pay them back $190 a month for 12 months unless you guys know another way to get out of these cars I only want one car for the daily driver and another car for the weekend car but pay it off or cheaper payments.
    13 answers · 1 day ago
  • Why do people immediately think I'm financing when I say I want to buy a new car?

    I'm 20 years old and I'm saving nearly every penny I get so I can get a new car. I make $300-$600 a week. I'm not going to spend all my money on it. I want to have a little bit left over in case anything goes wrong with the car. The car I have now is getting ready to completely give out. I've had it... show more
    I'm 20 years old and I'm saving nearly every penny I get so I can get a new car. I make $300-$600 a week. I'm not going to spend all my money on it. I want to have a little bit left over in case anything goes wrong with the car. The car I have now is getting ready to completely give out. I've had it since I was 18. I've kept it up nice and taken care of it. A car for less than $1000 doesn't usually last for 2 years. I want to get a newer full size sedan (2010 and up). Literally everyone I talked to has said "Just drive an old car. You don't want a loan at this age. The interest will be high and so will the payments." I tell them that I will only ever pay cash for a car. I will be going back to college when I do get a new car and I think it's best to not have to worry about if it will break or if I can afford the payment this month. If it's paid in full, I won't have to worry about payments. I'm wondering why do people immediately jump to the conclusion that I'll take a huge loan for some expensive and flashy car? I always thought it was stupid when someone does that and then complains they can't afford it. Why do people always think I'm going to take a loan? I know a lot about cars so I know what to look for when shopping.
    20 answers · 3 days ago
  • Would a Mustang GT be a good family car?

    For a man a woman and two kids, since the Mustang GT seats 4. It may be a better choice than a Corvette if I have more than two people, plus Mustangs are not as expensive.
    For a man a woman and two kids, since the Mustang GT seats 4. It may be a better choice than a Corvette if I have more than two people, plus Mustangs are not as expensive.
    10 answers · 1 day ago
  • How can I trade in my car?

    Best answer: If you are BUILDING your credit, then you don't NEED to be swapping vehicles right now. You still owe more than your car is worth, and if you were to trade it in for a newer or more expensive car, you'd be even deeper in debt. Keep the car you have until it's paid for, and THEN you can think about... show more
    Best answer: If you are BUILDING your credit, then you don't NEED to be swapping vehicles right now. You still owe more than your car is worth, and if you were to trade it in for a newer or more expensive car, you'd be even deeper in debt. Keep the car you have until it's paid for, and THEN you can think about trading it in for something else.
    10 answers · 2 days ago
  • Buying Used Car: Whats the oldest year & highest mileagee you'd purch?

    Best answer: The oldest: five years. The highest mileage: 50,000 miles. I am a retired claims adjuster with 30 years experience handling auto claims.
    Best answer: The oldest: five years. The highest mileage: 50,000 miles. I am a retired claims adjuster with 30 years experience handling auto claims.
    12 answers · 2 days ago
  • Should we trade in my car (2013) or her car (2015 way less miles) for a new car that we will both own? My car is paid off, hers has a little?

    Best answer: Get out of debt today.
    Best answer: Get out of debt today.
    7 answers · 13 hours ago
  • 2016 Chrysler 200 or 2015 Toyota Camry?

    Best answer: This is a complete no brainier. Obviously you have not done any research or you would easily know that the Chrysler 200 is one of the worst cars you can buy today and the Camry is one of the best. The Chrysler 200 makes almost every list of the worst cars built . There is nothing really good about the car. Chrysler... show more
    Best answer: This is a complete no brainier. Obviously you have not done any research or you would easily know that the Chrysler 200 is one of the worst cars you can buy today and the Camry is one of the best. The Chrysler 200 makes almost every list of the worst cars built . There is nothing really good about the car. Chrysler has stopped production of the 200 in 2017. Buy the 2015 Camry.
    8 answers · 4 days ago
  • How do you sell a car you’re upside down on?

    Best answer: Simple. Don’t sell it. You say it’s a nice car, newer, good condition and you don’t have problems paying for it. If all this is true, WHY SELL IT? You know you’re looking a financial loss. You know you’re going to lose a lot of money. So just keep it, drive it, enjoy it and pay off your debt to the lender.... show more
    Best answer: Simple. Don’t sell it.

    You say it’s a nice car, newer, good condition and you don’t have problems paying for it. If all this is true, WHY SELL IT? You know you’re looking a financial loss. You know you’re going to lose a lot of money. So just keep it, drive it, enjoy it and pay off your debt to the lender.

    You’ve provided no valid reason to sell this car.
    13 answers · 3 days ago
  • Car comparison? Narrow it down for me?

    1. 2015 Chevy Volt / 25k Mileage / $16,899 2. 2015 Nissan Rogue SL / 35k Mileage / $20,998 3. 2015 Volvo S60 T5 Premier / 25k Mileage / $21,998 4. 2013 Honda Accord CrossTour EX / 40k Mileage / $15,998 5. 2015 Lexus NX 200T / 19K Mileage / $31,998 6. 2014 Lincoln MK2 Hybrid / 24K Milage / $23,599 7. 2014... show more
    1. 2015 Chevy Volt / 25k Mileage / $16,899 2. 2015 Nissan Rogue SL / 35k Mileage / $20,998 3. 2015 Volvo S60 T5 Premier / 25k Mileage / $21,998 4. 2013 Honda Accord CrossTour EX / 40k Mileage / $15,998 5. 2015 Lexus NX 200T / 19K Mileage / $31,998 6. 2014 Lincoln MK2 Hybrid / 24K Milage / $23,599 7. 2014 Mercedes-Benz CL550 / 27K / $38,998 All of these are used and off of carmax. I've had a hard time finding any decent reviews. Consider fuel, family, and safety also any perks like back up assist. Thank you.
    9 answers · 2 days ago
  • Best vehicle under 35K.?

    6 answers · 13 hours ago
  • Thinking of giving my car voluntary repossession back to the bank so I can have less bills to pay taxes, is it a good idea?

    Best answer: You're not getting the "feel-good" answer you want, and you're giving everyone a "thumbs down" because of it. Pretty silly. Keep in mind, after they sell the vehicle at auction for pennies on the dollar, they'll want that money NOW, and will sue you if you cannot come up with it... show more
    Best answer: You're not getting the "feel-good" answer you want, and you're giving everyone a "thumbs down" because of it. Pretty silly.

    Keep in mind, after they sell the vehicle at auction for pennies on the dollar, they'll want that money NOW, and will sue you if you cannot come up with it quickly. They'll win, and could possibly garnish wages depending on what state you live in. So, when you're done, you have a repo AND a judgment against you.

    It's a very myopic (short-sighted) decision to do this. Sure, it'll save you money monthly now, but you've handicapped yourself for 7-plus years.

    If you're up-to-date on payments, see if they'll defer a month or two to let you get caught up financially.
    12 answers · 3 days ago
  • Car financing?

    Can you finance a car with a credit score of 517?
    Can you finance a car with a credit score of 517?
    10 answers · 3 days ago
  • Should I consider purchasing a car? Please see details.?

    Best answer: It's unwise to take out a loan on a $5000 car. Why? Because any $5000 car you'd find is probably fairly old and higher mileage. Older, higher mileage cars tend to need repairs sooner than later. If you take out a loan and something expensive breaks (especially if it's something that is so expensive... show more
    Best answer: It's unwise to take out a loan on a $5000 car. Why? Because any $5000 car you'd find is probably fairly old and higher mileage. Older, higher mileage cars tend to need repairs sooner than later. If you take out a loan and something expensive breaks (especially if it's something that is so expensive it makes no sense to fix and/or something you simply can't afford to fix), then you're stuck with car payments on a car you can't drive. It's actually somewhat difficult to get a car loan at all (at least one that doesn't have an insanely high interest rate) on a $5000 car for that very reason. You'd have little incentive to keep paying on the loan if the car craps out on you during the term of the loan, and lenders are well aware of that fact.

    What you should probably do is wait and save up enough cash to buy a cheap car outright instead. At least if that car craps out after you've paid for it in-full, you don't owe anybody anything for months or years after the fact AND you're not paying a bank interest on top of the cost of the car either. Good luck.
    8 answers · 2 days ago
  • Do dealerships give a deal if you buy a car in cash in full?

    Best answer: Dealerships don't like to deal with cash buyers because they make a profit if you finance the car through the dealer. In fact, one sales guy trapped me in a room with another finance guy who tried to talk me into financing the vehicle. The funny thing is that they never ran a credit check on me so they had no... show more
    Best answer: Dealerships don't like to deal with cash buyers because they make a profit if you finance the car through the dealer. In fact, one sales guy trapped me in a room with another finance guy who tried to talk me into financing the vehicle. The funny thing is that they never ran a credit check on me so they had no clue if I would even qualify for a loan.
    6 answers · 17 hours ago
  • Will the dealership sue me for such a small balance?

    Best answer: They want their money and they will get it.
    Best answer: They want their money and they will get it.
    18 answers · 4 days ago
  • Car advice please help?

    I have 6 thousand dollars in my savings should spend 5,400 on a 2012 Chevy Cruze with 90 thousound miles and buy the car paid in full or should I finance something?
    I have 6 thousand dollars in my savings should spend 5,400 on a 2012 Chevy Cruze with 90 thousound miles and buy the car paid in full or should I finance something?
    11 answers · 3 days ago
  • How can I trade in my car?

    I’m 19, so I am very new to building my credit and what not. I’m currently leasing a 2016 Volkswagen Beetle for two years now and I’ve never had a late payment. I’ve been looking into possibly getting a two-door Jeep Wrangler. Is there any way I can do a trade in, even though I still have at least three more years... show more
    I’m 19, so I am very new to building my credit and what not. I’m currently leasing a 2016 Volkswagen Beetle for two years now and I’ve never had a late payment. I’ve been looking into possibly getting a two-door Jeep Wrangler. Is there any way I can do a trade in, even though I still have at least three more years left? How does that work?
    8 answers · 2 days ago
  • Buying a car trouble. Please see details?

    Best answer: Three problems you're going to run into: First, You're only 18, and have no credit/credit history. Second, no lender will loan money to a first-time buyer for a twelve year-old vehicle. Third, lenders have minimum lending amounts. Typically, they won't lend less than $6000-$7000. Just not happening.
    Best answer: Three problems you're going to run into: First, You're only 18, and have no credit/credit history. Second, no lender will loan money to a first-time buyer for a twelve year-old vehicle. Third, lenders have minimum lending amounts. Typically, they won't lend less than $6000-$7000. Just not happening.
    10 answers · 3 days ago
  • So I signed for a car with an ex boyfriend and when he gave the car back after not making payments it was charged off for 5000..?

    Which we are both responsible for. Since its listed on my credit report as a charge off but I have another car loan in my name that s in good standing, how hard will it be for me to trade my car in for a new one?
    Which we are both responsible for. Since its listed on my credit report as a charge off but I have another car loan in my name that s in good standing, how hard will it be for me to trade my car in for a new one?
    6 answers · 2 days ago
  • Is it true that Black color looks great on each and every car?

    I've never seen a black car & though that it doesn't suit.
    I've never seen a black car & though that it doesn't suit.
    16 answers · 6 days ago