• Should I give a lump sum payment toward my student debt?

    I owed a total of $83,000 and change for my bachelors and master's degree. Over the last year and a half of large payments, my balance is now $37,000 and change. I have about 12,500 in my savings and am debating, should I give 8-10K of my savings to drop the balance lower? I will need a car and am worried that... show more
    I owed a total of $83,000 and change for my bachelors and master's degree. Over the last year and a half of large payments, my balance is now $37,000 and change. I have about 12,500 in my savings and am debating, should I give 8-10K of my savings to drop the balance lower? I will need a car and am worried that only having $2-3,000 will not be enough emergency money. With the extra money and following my financial plan I should be paid in full by February 2020. Is this a responsible choice?
    8 answers · Personal Finance · 8 hours ago
  • What would happen if taxes didn’t exist?

    I get taxes withheld from all of my paychecks, it causes me great financial distress and makes me question why I work in the first place if i can’t have every single penny to myself. The biggest portions of money withheld from my check are Social security and Medicare tax. I personally don’t approve of social... show more
    I get taxes withheld from all of my paychecks, it causes me great financial distress and makes me question why I work in the first place if i can’t have every single penny to myself. The biggest portions of money withheld from my check are Social security and Medicare tax. I personally don’t approve of social security even existing or Medicare existing so my money is being taken from me. My very own money that I busted my a$$ for every week is going to toward something else and I had uses for that money. 90 dollars is getting taken out my paycheck every week, I actually need that 90 dollars to myself. I’m all for cutting every government aid program if it’s a means of less taxes getting withheld from my paycheck. My friends keep wanting and protesting for free college, I’m all against free college because that means higher tax rates and more of my money being taken from me. I don’t like my money being taken from me. I’m curious though, how would society be if there was no tax system or tax at all? Like if you work 40 hours a week getting paid 15 an hour how nice would it be to get the full 600 dollars all in your pocket?
    43 answers · United States · 4 days ago
  • Bought a home appliances did not stay?

    I just bought a house and in the agreement all appliances where included I came to my new home and the last owner took them all, is there something I can do? Or just buy new appliances ?
    I just bought a house and in the agreement all appliances where included I came to my new home and the last owner took them all, is there something I can do? Or just buy new appliances ?
    21 answers · Renting & Real Estate · 1 day ago
  • I am going insane, what do I do?

    I work night shifts and I am afraid to get fired but I feel like I need to take absence. I have been suffering with insomnia these past couple of nights and I am only 18. I've been feeling horrific and my mom will not listen to me she will just argue and argue and argue. Last night at work I was feeling dizzy... show more
    I work night shifts and I am afraid to get fired but I feel like I need to take absence. I have been suffering with insomnia these past couple of nights and I am only 18. I've been feeling horrific and my mom will not listen to me she will just argue and argue and argue. Last night at work I was feeling dizzy and like I was about to faint. I only slept for 6 hours today and this is the first sleep i've had in days. I feel horrible enough to put myself in the hospital. But is it appropriate for me to email my boss about what's going on and request a few days off to check myself into a hospital?
    9 answers · Other - Careers & Employment · 1 day ago
  • What's wrong with job hopping?

    I'm a new worker and I don't see what's wrong with finding a job where you feel rewarded and people respect you and you have purpose. So why would you have to stick it out in a job that's not best for you?
    I'm a new worker and I don't see what's wrong with finding a job where you feel rewarded and people respect you and you have purpose. So why would you have to stick it out in a job that's not best for you?
    12 answers · Other - Careers & Employment · 6 hours ago
  • Is 58K at age 28 the right amount saved at this point?

    I don't have a wife or kids to drain my paycheck every month, so I have been able to put chunks away to save. I have paid off all of my student loans because I'm not one of the millennial deadbeats waiting for the bailout (I'm an honorable man, won't screw over anyone that hasn't done the same... show more
    I don't have a wife or kids to drain my paycheck every month, so I have been able to put chunks away to save. I have paid off all of my student loans because I'm not one of the millennial deadbeats waiting for the bailout (I'm an honorable man, won't screw over anyone that hasn't done the same to me), and the GI bill is paying my MBA tuition plus a 3800 housing stipend for New York. I'm currently stocking away 3K every month consistently now for the last year. Is this a good amount saved at 28, or should I have more by now?
    30 answers · Personal Finance · 3 days ago
  • Why is my bank asking for references?

    *Please read all to avoid irrelevant answers* I'm curious as to if this is normal when asking to have a higher credit card limit. I simply said that I'd like to double it to around 8k-10k. They are having me fill out applications, getting all sorts of info, references asking for employer supervisors etc.... show more
    *Please read all to avoid irrelevant answers* I'm curious as to if this is normal when asking to have a higher credit card limit. I simply said that I'd like to double it to around 8k-10k. They are having me fill out applications, getting all sorts of info, references asking for employer supervisors etc. But here is the thing, I have excellent credit (well over 700), I've taken out SEVERAL loans (all different types, personal, title, etc) paid them all off on time and some early. They even financed me for a 15k vehicle loan. All this on top of already having the credit card to begin with (and it's one of their top of the line cards, too). So, why is it necessary to go through all these hoops as if I have absolutely zero credit just to simply raise my card limit slightly? To be honest, I find it a bit insulting and a total waste of time. Isn't this initially what credit scores are for?
    12 answers · Personal Finance · 10 hours ago
  • Does the $10,000 deposit limit apply to depositing money in a newly opened bank account?

    I'm 29 years old and I'm opening a new savings account for the first time in my life. I have $40,000 in cash I want to deposit. I had that money in my safe at home for years. It's my life savings. I know that there's a $10,000 deposit limit or the bank will report you to the IRS. Does that rule... show more
    I'm 29 years old and I'm opening a new savings account for the first time in my life. I have $40,000 in cash I want to deposit. I had that money in my safe at home for years. It's my life savings. I know that there's a $10,000 deposit limit or the bank will report you to the IRS. Does that rule also apply if you open a new bank account or just for existing bank accounts? What should I do?
    14 answers · Personal Finance · 1 day ago
  • Who here hates paying rent to their landlords. they are all scammers. they take money from us and buy new cars with rent money. i hate them?

    Best answer: Hate them, abhor them, but remember if they didn't exist you would have no where to live. And if you hate them enough you will be motivated enough to become your own landlord, and see the error of your ways in paying rent for all the years you have. Good Luck.
    Best answer: Hate them, abhor them, but remember if they didn't exist you would have no where to live. And if you hate them enough you will be motivated enough to become your own landlord, and see the error of your ways in paying rent for all the years you have. Good Luck.
    11 answers · Renting & Real Estate · 10 hours ago
  • Do I have to do taxes if its not really a business?

    I do tarot readings on instagram (Not for alot, like $7 per reading), would I have to put that in my taxes?
    I do tarot readings on instagram (Not for alot, like $7 per reading), would I have to put that in my taxes?
    10 answers · United States · 5 hours ago
  • How often is it okay to have a sick day?

    I've worked at my job for 2 months and haven't missed a shift, I thought it would be okay since im feeling a little burnt out to take a day off just to de-stress myself. Do you find this acceptable? Im not someone who would take many days off.. you get 10 to use in the year so I thought it'd be okay to... show more
    I've worked at my job for 2 months and haven't missed a shift, I thought it would be okay since im feeling a little burnt out to take a day off just to de-stress myself. Do you find this acceptable? Im not someone who would take many days off.. you get 10 to use in the year so I thought it'd be okay to have a day off providing I don't take another one off for a few more months
    17 answers · Other - Careers & Employment · 2 days ago
  • How can I get my brother his job back?

    I got him a job at Target a few months ago. It was a store that i used to work at and I told one of the managers that I was cool with that my little brother needed job and she looked out. My brother just turned 19 and he only had his job for 4 months. He got fired for leaving early and not showing up too many... show more
    I got him a job at Target a few months ago. It was a store that i used to work at and I told one of the managers that I was cool with that my little brother needed job and she looked out. My brother just turned 19 and he only had his job for 4 months. He got fired for leaving early and not showing up too many times. Now he's upset because he needs his money but i guess it was own fault because I told him to stop leaving early those occurances add up. But should I go up there and talk the manager that helped me or just let this go?
    10 answers · Other - Careers & Employment · 9 hours ago
  • How do I get my neighbor evicted.?

    Best answer: Talk to the landlord and tell them the problem. They can ask them to quiet down..
    Best answer: Talk to the landlord and tell them the problem. They can ask them to quiet down..
    13 answers · Renting & Real Estate · 1 day ago
  • If you've reached a certain age, let's say 23 and you still live with your parents in their house?

    - do you think it should be obligatory to contribute to household bills?
    - do you think it should be obligatory to contribute to household bills?
    20 answers · Renting & Real Estate · 2 days ago