UK answer: Learning the roads on 2 wheels will make you a far better and safer car driver.
But you will find that owning and running a car/motorcycle in the UK is ruinously expensive until you're about 25 years old. It's still expensive even then, but by that time your earnings will be higher and your...
Best answer: UK answer: Learning the roads on 2 wheels will make you a far better and safer car driver.
But you will find that owning and running a car/motorcycle in the UK is ruinously expensive until you're about 25 years old. It's still expensive even then, but by that time your earnings will be higher and your insurance rates will drop a little.
It's the insurance which is the main deal-killer with respect to a car: a typical 17/18 year old in the UK will usually be paying at least £5000 per year for just Third Party cover. Add Fire and Theft cover to that and it has a sharp increase. If you want Fully Comprehensive cover the price at least doubles. I live in south London and my 18 year old daughter's cheapest quotation was over £8000; the car she wanted to buy was just £500 (a 2002 Honda Jazz 1.2).
So stick to riding a bicycle for now as that's almost free and in most cities will get you pretty much everywhere about as fast as a car. If you buy a 50cc scooter at 16 and then a 125cc at 17 then although you gain valuable riding experience you'll have less money to spend on getting a good 125cc at 17. Good ones are not the cheap Chinese no-name rubbish (not saying that Chinese-built bikes are rubbish, just the cheap ones with brand names you've rarely heard of are awful). Good ones are also the ones which have been carefully looked after and correctly maintained by the last owner.
The other major costs of car and bike ownership are in depreciation. Imagine you buy a brand new motorcycle for £6k: the moment you sign the deal the bike loses at least £1k in resale value. After one year it may be worth a little under £4k, and at two years old it might just scrape in at £3k in value. So in the first year alone, regardless of fuel costs (thankfully low for a 125cc), insurance and maintenance the bike will have cost you £2000, or about £167 per month. Insuring a 125cc will cost at least £1500-£2000 for a 17 year old, and that's just for Third Party coverage. Add on about another £500-£1000 for good basic protective riding gear.
I'm not trying to put you off, but at those annual costs you can do so much more for yourself: travel the world, get a good education, have fantastic experiences: basically all the things you won't have the time or spare money to do until you're a LOT older. For the next few years, it will be vastly cheaper for you to get everywhere by cycling, using public transport or even getting minicabs and taxis everywhere. And public transport and minicabs/taxis mean you can have a drink when you go out without worrying about driving. That's what my daughter now does; she has learned to drive and gets plenty of practice driving cars and vans owned by her employer but only when she's working. She also learned to ride mopeds when she had a job delivering for Tops Pizza, but they provided the bike and all the protective gear.
1 week ago