• Can a landlord ask for this?

    My friends come to visit me 2 to 3 times a week the landlord say they live with me because of this and she is requesting me to give her the address of my friend to prove they don't live with me. can the landlord do this
    My friends come to visit me 2 to 3 times a week the landlord say they live with me because of this and she is requesting me to give her the address of my friend to prove they don't live with me. can the landlord do this
    23 answers · 2 days ago
  • How is telling someone that they make too much money to rent a apartment not discrimination? (Not gov housing)?

    Best answer: It is discrimination, but keep in mind that not all discrimination is illegal.
    Best answer: It is discrimination, but keep in mind that not all discrimination is illegal.
    20 answers · 3 days ago
  • Water leaked from my bathroom to downstairs condo. who is responsible?

    My condo is on second floor. Water from my toilet tank leaked to down stairs room of another condo. This is not an act of negligence as my condo was UN-occupied.. Who is responsible to fix the damages (if any) of the condo below my unit? My insurance says I do not have to pay for it.
    My condo is on second floor. Water from my toilet tank leaked to down stairs room of another condo. This is not an act of negligence as my condo was UN-occupied.. Who is responsible to fix the damages (if any) of the condo below my unit? My insurance says I do not have to pay for it.
    10 answers · 11 hours ago
  • Letting agency is trying to find out how many people live at the property. Is this right?

    I am having a few problems with my letting agency. My husband and I rent a two bedroom that needs some repairs. As we are both busy, we work two jobs each I have given my older daughter (30 years old I might add) full permission to speak on my behalf as her schedule isn’t so busy and she can meet the engineers at... show more
    I am having a few problems with my letting agency. My husband and I rent a two bedroom that needs some repairs. As we are both busy, we work two jobs each I have given my older daughter (30 years old I might add) full permission to speak on my behalf as her schedule isn’t so busy and she can meet the engineers at the apartment and liaise with the letting agency about a suitable time. Well now the letting agency have refused to speak to her as she is not on the lease even though I have explained my situation to them and further more they have asked the front desk of my building how many people live in my apartment and for them to sign a waiver form as they believe it’s not only me and husband. Does this even matter? I am renting a two bedroom. If I want my children to stay they surely can, even though she doesn’t as she has her own family. I pay rent anyone can stay there and it shouldn’t be a problem for my children to speaks on my behalf. Further more isn’t it a data protection breach to request such information from the front desk? If I could also add, a window is broken in one of the bedrooms, it does not open and they are refusing to fix it, it’s been broken since October 2017. Can they do this? Any help or advice would be helpful. Thank you.
    12 answers · 3 days ago
  • So i need to know should i pursue this in small claims court.?

    In July of 2017 I was 5 months pregnant with twins with medical problems. I moved into a townhm after being shown the leasing agents home. i was told its exactly the same. 2 days before move in i was told that apt was so damaged they felt better putting me in a different unit. This was also "done". I had... show more
    In July of 2017 I was 5 months pregnant with twins with medical problems. I moved into a townhm after being shown the leasing agents home. i was told its exactly the same. 2 days before move in i was told that apt was so damaged they felt better putting me in a different unit. This was also "done". I had to wait to move in until sunday because the previous tenant was moving out saturday. I was told the previous tenant moved to a diff state because of a sick family member. None of my business but ok. Signed the lease saturday because that was the only way shevwould provide the keys and the 750.00 deposit. I have husband myself and 3 kids under 9 and pregnant with twins.Move day "sunday" July 2. I leased a 3 bedroom 2 bathroom. Upon moving in i told her the downstairs bedroom was not complete. Leasing agent said sorry i didnt know that. We will work to get it fixed as soon as possible. So now we have yo fit 5 people into 2 rooms. 7.18 air went out 6 calls and 1 month later its fixed. Only after 4 days in a hotel and 5 days in the hospital from heat exhaustion. One month into lease and i asked about the 3rd room. No luck but we can move you to another unit for more money. Cant afford that. 2 weeks later dishwasher floods into basement. Ruins personal things. At this point its end of august. No 3rd room. Every offer to move to another unit is way more than what we are paying at which time we were told the 3rd room wont be fixed because its not affordable for the owner.
    11 answers · 19 hours ago
  • The landlord's unprofessional bedbugs treatment did nothing for my room and spread them to four other rooms. Health hazard?

    Best answer: Did you do your part? Spraying alone is ineffective. They breed inside upholstery. The mattress has to be thrown out, as does chairs - all upholstered furniture. Clothing must be checked - all of it. And you need to vacuum the bed frame. Don't expect them to be gone if he sprayed and you did nothing. Now... show more
    Best answer: Did you do your part? Spraying alone is ineffective. They breed inside upholstery. The mattress has to be thrown out, as does chairs - all upholstered furniture. Clothing must be checked - all of it. And you need to vacuum the bed frame. Don't expect them to be gone if he sprayed and you did nothing. Now that they have spread, everybody in the house needs to co-operate. It is not exactly a health hazard. It is more of a medical problem because they bite.
    11 answers · 3 days ago
  • What can you do when someone keeps trespassing on your property?

    Someone in the same car keeps entering our property (long driveway), stares at our house then does U-turn and leaves. If I see him doing this can I blocked him in with my car then call the cops and have him arrested for trespassing? I had a break-in attempt recently so I think this person was involved.
    Someone in the same car keeps entering our property (long driveway), stares at our house then does U-turn and leaves. If I see him doing this can I blocked him in with my car then call the cops and have him arrested for trespassing? I had a break-in attempt recently so I think this person was involved.
    16 answers · 2 days ago
  • Can you set up security cameras on youre property when you have tenants/roommates?

    I bought my home when i was 23 and, had my mom move in with her late husband. My home came with the garage already converted into a studio. I moved out of state for school and recently moved back due to my moms husband passing. They rented the studio to some lady that knew my moms husbands family. I dont know any... show more
    I bought my home when i was 23 and, had my mom move in with her late husband. My home came with the garage already converted into a studio. I moved out of state for school and recently moved back due to my moms husband passing. They rented the studio to some lady that knew my moms husbands family. I dont know any information on her, she changed the door locks on us, and one day getting home from work there was a truck parked on my driveway and a guy loading boxes. She set up some type of small machine shop at indide. Never ask permission or any disregards to power usage. I want to set up cameras all around my home, there was a break in at a house down the street. I dont want to infringe any laws. The lady keeps avoiding me, and my next step is to start a eviction order.
    15 answers · 3 days ago
  • Mortgage advice?

    So myself and my husband applied for a mortgage and we got accepted for a mortgage decision. At the last hurdle we got declined, and when we asked why they said we don't know. When checking our credit rating, they were both fine we declared all our outgoings including car payments, mobile phones and laptops and... show more
    So myself and my husband applied for a mortgage and we got accepted for a mortgage decision. At the last hurdle we got declined, and when we asked why they said we don't know. When checking our credit rating, they were both fine we declared all our outgoings including car payments, mobile phones and laptops and loans. We can't understand what has happened when we were so close and our credit rating has been checked through clear score and experia. Any advice would help.
    16 answers · 4 days ago
  • What should someone know before buying their first house?

    Best answer: There are too many things a buyer of a house should be aware of prior to the purchase of a house. Buying a house or other property is a step by step process, this is the first step you should take in order to purchase a house is to be pre-approved or pre-qualified for a mortgage loan, by contacting a local... show more
    Best answer: There are too many things a buyer of a house should be aware of prior to the purchase of a house.

    Buying a house or other property is a step by step process, this is the first step you should take in order to purchase a house is to be pre-approved or pre-qualified for a mortgage loan, by contacting a local mortgage lender. The rest of the steps will fall in place, no matter the type of property you are purchasing.

    In order to find out the type of loan programs you are qualified for you will have to fill out a loan application, with a mortgage lender, you can find one in your local telephone book or google for one followed by the city and state in which you reside.

    Make sure this mortgage lender or mortgage banker is able to do government loans such as USDA, FHA and VA loans if you qualify for one. With a VA mortgage loan you are not required to have a down payment, this will save you on closing cost.

    He will fill assist you in the filing out of the mortgage loan application, which takes awhile so grab your favorite beverage and sit down. Once you have completed the application, he will run your credit report which will have your credit scores. These credit scores will determine your interest rate.

    The amount of your monthly debt payments you are required to pay listed your credit report and the estimated monthly mortgage payment would be added together. Based on your monthly income a formula would be used to determine what is called your debt ration. Your debt ratio would determine the amount a mortgage lender would allow you to borrow to purchase a house. This debt ration should normally not exceed 39%. A good debt ratio would be 35%.

    When you speak with the mortgage loan officer you will need the following documents to complete the loan application, there will be others, but this will get you started.

    #1 One month of pay stubs for each person that will be on the mortgage.
    #2 Six months bank statements from each bank in which you bank as well as statements from any 401K from you place of employment.
    #3 Two years of federal income tax along with the W-2 that match.

    Once he has all that he need to do he can then issue you a pre-approval letter so you can purchase a home. In this pre-approval letter will be the amount of house you are qualified to purchased.

    Make sure, before you get your pre-approval letter, you and your mortgage broker go over all your options, as to all the mortgage programs you qualify for, the interest rate, monthly payments. This will allow you to make an intelligent decision.

    Once you have your pre-approval you may now find a real estate agent to find yourself a home or he might have a referral.

    If you are getting a FHA, fixed rate, two loans to eliminate PMI like an 80/20 or one loan, if you are qualified for and approved for a 100% loan.

    You should select the loan that best suit your financial situation at the time. That could be an adjustable rate loan. It could be a fixed rate loan for 5 or 10 years and then adjust. Some adjustable rate mortgages only adjust once.

    What might be good for one person might not be good for you, in other words just because your friends and all your real estate buddies are telling you about the great fixed rate they got, your financial situation might call for something else.

    So select the best option for you and your financial situation.

    You should also get a Good Faith Estimate (GFE) which will indicate the cost you will have to pay for getting this loan. It will also indicate the amount of your down payment.

    Once you have found a home the real estate agent will then prepare a contract for you and the seller to sign. Your mortgage lender will now order an appraisal to show proof of the property value.

    The mortgage lender might ask for additional information or documentation, don't get all up tight this is normal, just supply the information or find the documents needed.

    After the appraisal has been completed you will be called by your mortgage lender to sign your loan docs so you can take possession of your new home.

    Before signing any loan docs make sure they say exactly what you and your mortgage lender went over when you decided on what mortgage program was best for you.

    You would be required to use a local title company that would make sure there are no additional liens on the property take care of all the legal recording at the county recorder's office. You should be sent a title deed in approximately 14 business days, by the title company used to close your sale transaction.

    The down payment of a house would depend on the mortgage loan program you are approved for.

    There are many and varied mortgage loan programs available to you than just the conventional mortgage loan, as well as the down payment required of each mortgage program.

    #1. Conventional mortgage loan

    Normally 5%-10% down payment.

    A. 20% down If you want to avoid Private Mortgage Insurance (PMI)

    #2.FHA mortgage loan

    Normally 3.5% down payment

    There is a monthly fee akin to PMI that you would be required to pay for the life of the mortgage loan or until you refinance the mortgage loan to a conventional mortgage loan.

    #3. VA mortgage loan

    There is no down payment

    You must have been in the United States military active duty, veteran, or retired.

    There is a monthly fee akin to PMI that you would be required to pay for the life of the mortgage loan or until you refinance the mortgage loan to a conventional mortgage loan.

    Also your credit score is not used in determining your eligibility to be approved for a VA mortgage loan.

    #4. USDA mortgage

    There is no down payment required

    Normally to be approved for this mortgage loan the property you are purchasing must be a farm or rural property.

    There is a monthly fee akin to PMI that you would be required to pay for the life of the mortgage loan or until you refinance the mortgage loan to a conventional mortgage loan.

    I hope this has been of some benefit to you, good luck

    "FIGHT ON"
    15 answers · 4 days ago
  • Could I get denied an apartment because of Facebook?

    A friend of mine just moved into an apartment, and she told me they have units. I make $10 more an hour than she does. Someone said it could be because of my Facebook page. I have some party photos with the boys, and a few photos of the guys, and I smoking a bunt. She mostly photos of her, and her child. She does... show more
    A friend of mine just moved into an apartment, and she told me they have units. I make $10 more an hour than she does. Someone said it could be because of my Facebook page. I have some party photos with the boys, and a few photos of the guys, and I smoking a bunt. She mostly photos of her, and her child. She does have a few post that say f@€& you cancer. Could Facebook be the reason why?
    16 answers · 2 days ago
  • Does having rent-paying tenants in a house make it worth more or less when you sell the house?

    Best answer: If you are selling it to an investor as investment property, yes. If you're selling it to someone who plans to live in it, they aren't going to care. However, for you, having a reliable tenant is obviously much better for you than an unreliable one. An unreliable tenant is going to be a problem in other... show more
    Best answer: If you are selling it to an investor as investment property, yes. If you're selling it to someone who plans to live in it, they aren't going to care. However, for you, having a reliable tenant is obviously much better for you than an unreliable one. An unreliable tenant is going to be a problem in other areas - like taking care of the inside. And your prospective buyers will certainly see that.
    10 answers · 1 day ago
  • Do immigration officers pull up credit score reports at the airport?

    I am waiting for my interview but I am thinking about withdrawing my application and going back to my country. I have a lease and still have to pay 15 more months. I I don’t find anyone to transfer the lease to, and have to turn in the car (can’t afford to pay all the remaining payments) if I ever want to come... show more
    I am waiting for my interview but I am thinking about withdrawing my application and going back to my country. I have a lease and still have to pay 15 more months. I I don’t find anyone to transfer the lease to, and have to turn in the car (can’t afford to pay all the remaining payments) if I ever want to come back for visit, will immigration officers pull up my credit or is there a way for then to see I broke the car lease?
    7 answers · 3 days ago
  • What to do about a brother (we are joint owner occupants of a two family house), who refuses to do his share of cleaning up the property?

    My brother refuses to clean up the basement, garage, sweep leaves regularly, etc. Our property looks like a mess all the time while the neighbors property is so clean you could eat off their outdoor patio. He admits to being lazy and doesn't care about dumping all the responsibility of clean up in my lap even... show more
    My brother refuses to clean up the basement, garage, sweep leaves regularly, etc. Our property looks like a mess all the time while the neighbors property is so clean you could eat off their outdoor patio. He admits to being lazy and doesn't care about dumping all the responsibility of clean up in my lap even though I am disabled and taking care of our disabled elderly Mom. Years ago, when my parents owned this house, four people in the family maintained it, now it's down to just me! When I told him I wanted to sell the house last year he gave me a hard time saying he couldn't find another place to live. I really regret buying this house with him and want out. Any suggestions?
    12 answers · 5 days ago