• Can I make weekly payments on my credit card?

    I picked up a extra job working 16 hours a week. Since I'm paid weekly would I be able to put any money I make from that job on my credit card every Friday so I won't be tempted to waste that money on something else? Are there advantages or disadvantages to this? Or should I just wait till the statement... show more
    I picked up a extra job working 16 hours a week. Since I'm paid weekly would I be able to put any money I make from that job on my credit card every Friday so I won't be tempted to waste that money on something else? Are there advantages or disadvantages to this? Or should I just wait till the statement comes? I want to be serious with this money, and pay my debt off. Thank you.
    12 answers · 1 day ago
  • Why do I have such a high credit card interest rate?

    My interest rate is 24.99. I have a FICO score over 800 and I do not carry a balance.
    My interest rate is 24.99. I have a FICO score over 800 and I do not carry a balance.
    32 answers · 5 days ago
  • Do you have to have a job to get a credit card?

    I'm 14, wanting to buy things online for my bday. I don't have a job. My dad said banks only allow you to have credit cards if you have a job? Is it true?
    I'm 14, wanting to buy things online for my bday. I don't have a job. My dad said banks only allow you to have credit cards if you have a job? Is it true?
    21 answers · 3 days ago
  • Can you transfer accounts in collections on a credit report? My daughter opened up a credit card and it went into collections.?

    I would like to transfer it to my credit report and pay it off. Is this possible
    I would like to transfer it to my credit report and pay it off. Is this possible
    11 answers · 2 days ago
  • Credit card question?

    So about 2 and a half weeks ago I went to my bank (coast capital) to get a credit card before cyber Monday and I asked if the card would come before then and she said there s no reason it wouldn t she ask for my name and my mom s maiden name and everything you know the usual. Card comes today well my credit card... show more
    So about 2 and a half weeks ago I went to my bank (coast capital) to get a credit card before cyber Monday and I asked if the card would come before then and she said there s no reason it wouldn t she ask for my name and my mom s maiden name and everything you know the usual. Card comes today well my credit card has my first name and my mom s maiden name for my last name and it happens that capital one has tech problems and can t answer right now. Can I ask the bank to composate for this? I specified I only wanted a credit card for cyber Monday and I was told it would be here before that. Now it will not be. Is there anything I can get from the bank for doing that as that is no where near the same as my last name.
    7 answers · 15 hours ago
  • If a credit card sues me, can they garnish retirement money going to a pre paid credit card?

    Best answer: Yes they can, yes they will. Certain funds are protected from garnishment IF you are proactive and prevent it in court. Social security and gov't benefit payments are protected. But if you co-mingle protected with unprotected funds, all of it is fair game. Do a search on "protected funds garnishment"
    Best answer: Yes they can, yes they will. Certain funds are protected from garnishment IF you are proactive and prevent it in court. Social security and gov't benefit payments are protected. But if you co-mingle protected with unprotected funds, all of it is fair game. Do a search on "protected funds garnishment"
    8 answers · 1 day ago
  • Do negative blemishes on credit report hurt credit?

    Say there was a collection or a reporting of "debt paid" i know it hurts credit BUT WILL IT KEEP MY FICO SCORE FROM ACTUALLY GROWING AND REPAIRING ITSELF.Because i know sometimes the fido score won't move!
    Say there was a collection or a reporting of "debt paid" i know it hurts credit BUT WILL IT KEEP MY FICO SCORE FROM ACTUALLY GROWING AND REPAIRING ITSELF.Because i know sometimes the fido score won't move!
    6 answers · 5 hours ago
  • Balance Transfer Vs. Personal Loan Question?

    So in all my credit cards I have a totally roughly about 11,000. I currently have Chase, Wells Fargo and Discover Card, my credit Scores are 736 Transunion, and 709 Equifax. I am wanting to do a balance transfer so that I can pay my debt off quicker and only about paying one lump some rather than different ones...... show more
    So in all my credit cards I have a totally roughly about 11,000. I currently have Chase, Wells Fargo and Discover Card, my credit Scores are 736 Transunion, and 709 Equifax. I am wanting to do a balance transfer so that I can pay my debt off quicker and only about paying one lump some rather than different ones... My question is What is a good Card for this Balance Transfer I would need about 15-18 months to pay it off, or would a personal loan be better? I don't want to hurt my credit score, if a loan is better what are some good companies that are easy to apply for?
    7 answers · 23 hours ago
  • Can another bank purchase my student loans and credit card debt?

    I have been going back and forth with my bank trying to refinance my private student loans with no luck. For a while the monthly payments were just not possible given my income, I was not about to go to my aunt and uncle (cosigners) to cover this for me , which caused me to get into credit card debt. Anyways , I... show more
    I have been going back and forth with my bank trying to refinance my private student loans with no luck. For a while the monthly payments were just not possible given my income, I was not about to go to my aunt and uncle (cosigners) to cover this for me , which caused me to get into credit card debt. Anyways , I have a much better job now and better pay but my bank will not let me take cosigners off. Can I go to another bank and have them purchase my student loans as well as my 6k in credit card debt and start paying them? I have a 720+ credit score and have never missed a payment. just curious if this is possible .
    6 answers · 14 hours ago
  • Credit card fraud?

    My bank alerted me yesterday of unusual charges (about 700 at nordstrom) so I called and filed a claim/cancelled the card. However, today Nordstrom called MY CELL PHONE about this, meaning whoever used my card number was probably someone I know/has my personal information. And I haven't called back yet, and am... show more
    My bank alerted me yesterday of unusual charges (about 700 at nordstrom) so I called and filed a claim/cancelled the card. However, today Nordstrom called MY CELL PHONE about this, meaning whoever used my card number was probably someone I know/has my personal information. And I haven't called back yet, and am not sure who this would be but would of course rather sort it out with the person instead of Nordstrom going to the address on the order and arresting them or something? What happens in a situation like this? Will someone be arrested?
    8 answers · 2 days ago
  • I have a couple friends of mine who goes to amusement parks. They were telling me when they buy a season pass they only use the season pass?

    Once. They were telling me they get their season pass through a payment plan but when they only use their season pass once and then they call their Bank after and say their debit card has been lost and the bank issues them a new debit card with a different number this way the payment plan company can't keep... show more
    Once. They were telling me they get their season pass through a payment plan but when they only use their season pass once and then they call their Bank after and say their debit card has been lost and the bank issues them a new debit card with a different number this way the payment plan company can't keep continuing to charge their card. They say they really save a lot of money when they do this because they get free parking and they only pay a partial payment to the season pass and it's less expensive versus paying for a one-day ticket at the park and having to pay for parking too. They told me it's safe because the payment plan system does not ask for a social security number so it's not like they can hit your credit. Any similar experiences?
    11 answers · 5 days ago
  • Can I take out a personal loan, only not to use it and pay it back with the same money they loaned me?

    I want to increase my credit score, so I thought maybe if I took out a personal loan, sat it aside in a different account and never spend it, I could use that same money to pay off the loan plus the interest. Would that make my credit score go up?
    I want to increase my credit score, so I thought maybe if I took out a personal loan, sat it aside in a different account and never spend it, I could use that same money to pay off the loan plus the interest. Would that make my credit score go up?
    19 answers · 5 days ago
  • What do companies see when looking at your credit report?

    If they do not see your score what numbers do they see?
    If they do not see your score what numbers do they see?
    7 answers · 2 days ago
  • I want to get a loan but I don’t have credit, my bank statement won’t work Bc I have to many negatives, I was asked if I wanted to use car?

    Use car for collateral but it’s in my parents name. I’m only 19 Can I still get the loan without them knowing ? Or will they have to be apart of it. It’s very sad but I’m really in debt to be 19 and I just want to live life freely without all these call collectors calling my phone. I need help !!!!! I have a job... show more
    Use car for collateral but it’s in my parents name. I’m only 19 Can I still get the loan without them knowing ? Or will they have to be apart of it. It’s very sad but I’m really in debt to be 19 and I just want to live life freely without all these call collectors calling my phone. I need help !!!!! I have a job and I’m honestly trying to pay everybody back but now my job is cutting hours back and that’s no help
    12 answers · 4 days ago
  • Can I get a loan with average credit?

    Hello I'm 19 and I had a credit card for about 6 months so my credit score is 639 and still going up but I was wondering if I can get a loan with the credit history I have. Last year I financed a car from a buy here pay here place and that rates are high. I'm paying 95.66 a week for another year so they are... show more
    Hello I'm 19 and I had a credit card for about 6 months so my credit score is 639 and still going up but I was wondering if I can get a loan with the credit history I have. Last year I financed a car from a buy here pay here place and that rates are high. I'm paying 95.66 a week for another year so they are charging me interest every week instead of every month. So I'm trying to take out a small loan of 4K to pay off my car and have a cheaper interest rate and monthly payment than what I have now. Is there any way to get a loan?
    5 answers · 19 hours ago
  • Credit card balance.?

    Best answer: It's called a "secured" credit card. Most companies allow you to apply online. You put an amount of money on deposit and that becomes your credit limit. You'll get the card even without established credit because they'll just take the deposit if you don't pay. The person who said you... show more
    Best answer: It's called a "secured" credit card. Most companies allow you to apply online. You put an amount of money on deposit and that becomes your credit limit. You'll get the card even without established credit because they'll just take the deposit if you don't pay.

    The person who said you "don't put money on a credit card" doesn't understand.

    Once you have made the deposit and received your card, you use it just like any other credit card. The rating agencies don't know it's a secured card, so your credit score gets built up just like any credit card. It works as long as you don't charge more than your deposit.

    For example, you put a $500 deposit on a secure card. The $500 just sits there. If you use the card and make the payments for a few months, your credit score will go up and then you can get a regular credit card. Then you close the secured card and get your $500 back. Works great.
    5 answers · 20 hours ago
  • I used my mom debit card now what happen ??

    I used my mom credit card and without permission and she might run out of money. But now I see she making phone calls so what now ? She see she running out of money or what will she notice ? I'm scared and she's makin phone calls now and I just ordered something today... pls help
    I used my mom credit card and without permission and she might run out of money. But now I see she making phone calls so what now ? She see she running out of money or what will she notice ? I'm scared and she's makin phone calls now and I just ordered something today... pls help
    7 answers · 2 days ago
  • Lost my checks. is there alternative to check down payment?

    i got auto loan approved and i need to make a $5k down payment but i lost my checks. what do i do?
    i got auto loan approved and i need to make a $5k down payment but i lost my checks. what do i do?
    8 answers · 3 days ago