I have a 5 yr car loan. I have 3 yrs. left on it. I want to pay off the loan. There are noprepayment charges.?
Details: $285 a month which includes interest for 36 months. ( approx. $10000)
I asked what my payoff balance would be and was told $10000
$285.00 (260 principal and $25 interest)
I say I should pay $9300 which is $260x35 mos = $9300(payoff)
They are telling me I'm wrong. Why should I pay the interest for the next 36 mos. when I am paying it off in full???
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